Planes del Mercado de Seguros Médicos de la ACA en el condado de Marshall, West Virginia (2026)
El condado de Marshall, West Virginia, tiene 37 planes del Mercado de Seguros Médicos de la ACA de 2 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $580 a $1,755 y un plan de referencia (el segundo plan Plata de menor costo) de $1,036 al mes. Planes de 2027 para el condado de Marshall ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 9200 | Bronce | $585.42 | $748.17 | $1,588.83 | $9,200 | $9,200 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrófico | $454.16 | $580.42 | $1,232.59 | $10,600 | $10,600 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Bronce ampliado | $599.63 | $766.33 | $1,627.41 | $10,600 | $10,600 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Bronce ampliado | $602.64 | $770.17 | $1,635.56 | $10,600 | $10,600 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Bronze 7500 | Bronce ampliado | $612.96 | $783.36 | $1,663.57 | $7,500 | $10,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 | Bronce ampliado | $620.80 | $793.38 | $1,684.85 | $3,800 | $9,900 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 + Adult Dental and Vision | Bronce ampliado | $635.35 | $811.98 | $1,724.34 | $3,800 | $9,900 |
| CareSource | Bronze 7500 $25 Generic Drugs | Bronce ampliado | $639.47 | $817.24 | $1,735.52 | $7,500 | $10,000 |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Bronce ampliado | $642.46 | $821.07 | $1,743.65 | $7,500 | $10,000 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Oro | $726.17 | $928.05 | $1,970.84 | $3,000 | $8,500 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Oro | $729.17 | $931.88 | $1,978.97 | $3,000 | $8,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2000 | Oro | $729.53 | $932.34 | $1,979.94 | $2,000 | $8,200 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Oro | $734.36 | $938.51 | $1,993.04 | $3,000 | $8,500 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Oro | $737.36 | $942.35 | $2,001.20 | $3,000 | $8,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2000 + Adult Dental and Vision | Oro | $744.08 | $950.93 | $2,019.43 | $2,000 | $8,200 |
| CareSource | Gold 2000 $15 Generic Drugs | Oro | $755.75 | $965.85 | $2,051.10 | $2,000 | $8,200 |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Oro | $758.74 | $969.68 | $2,059.23 | $2,000 | $8,200 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1700 HSA | Oro | $759.87 | $971.11 | $2,062.29 | $1,700 | $7,100 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 | Oro | $788.42 | $1,007.60 | $2,139.77 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 + Adult Dental and Vision | Oro | $802.97 | $1,026.20 | $2,179.26 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Gold 0 | Oro | $808.12 | $1,032.78 | $2,193.24 | $0 | $7,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Gold 0 + Adult Dental and Vision | Oro | $822.67 | $1,051.37 | $2,232.73 | $0 | $7,000 |
| CareSource | Platinum Zero $5 Generic Drugs | Platino | $1,370.56 | $1,751.58 | $3,719.71 | $0 | $5,200 |
| CareSource | Platinum Zero $5 Generic Drugs + Adult Vision & Fitness | Platino | $1,373.57 | $1,755.42 | $3,727.87 | $0 | $5,200 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Silver 6000 | Plata | $782.52 | $1,000.06 | $2,123.76 | $6,000 | $8,900 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Plata | $810.94 | $1,036.38 | $2,200.88 | $6,200 | $9,800 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Plata | $813.77 | $1,040.00 | $2,208.57 | $5,000 | $9,500 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Plata | $813.94 | $1,040.22 | $2,209.04 | $6,200 | $9,800 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Plata | $816.78 | $1,043.84 | $2,216.73 | $5,000 | $9,500 |
| CareSource | Silver 6000 $20 Generic Drugs | Plata | $816.96 | $1,044.07 | $2,217.22 | $6,000 | $8,900 |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Plata | $819.96 | $1,047.91 | $2,225.38 | $6,000 | $8,900 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Plata | $834.43 | $1,066.40 | $2,264.63 | $5,000 | $9,500 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Plata | $837.42 | $1,070.23 | $2,272.77 | $5,000 | $9,500 |
| CareSource | Low Deductible Silver 5000 $3 Generic Drugs | Plata | $839.04 | $1,072.30 | $2,277.16 | $5,000 | $9,250 |
| CareSource | Low Deductible Silver 5000 $3 Generic Drugs + Adult Vision & Fitness | Plata | $842.05 | $1,076.14 | $2,285.32 | $5,000 | $9,250 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Silver 0 | Plata | $848.83 | $1,084.80 | $2,303.72 | $0 | $9,700 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Silver 0 + Adult Dental and Vision | Plata | $863.38 | $1,103.40 | $2,343.21 | $0 | $9,700 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.