Planes del Mercado de Seguros Médicos de la ACA en el condado de Racine, Wisconsin (2026)
El condado de Racine, Wisconsin, tiene 35 planes del Mercado de Seguros Médicos de la ACA de 3 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $468 a $800 y un plan de referencia (el segundo plan Plata de menor costo) de $631 al mes. Planes de 2027 para el condado de Racine ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronce | $390.19 | $498.66 | $1,058.97 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Bronce ampliado | $366.17 | $467.97 | $993.79 | $5,000 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway/Lean HSA (+ Incentives) | Bronce ampliado | $370.25 | $473.18 | $1,004.86 | $8,450 | $8,450 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $370.84 | $473.93 | $1,006.46 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Bronce ampliado | $392.62 | $501.77 | $1,065.57 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $407.69 | $521.03 | $1,106.48 | $7,500 | $10,000 |
| Network Health | Prestige Bronze Essential + 3 Free PCP Visits | Bronce ampliado | $420.07 | $536.84 | $1,140.05 | $7,750 | $9,500 |
| Network Health | Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits | Bronce ampliado | $424.39 | $542.37 | $1,151.78 | $7,750 | $9,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $426.34 | $544.86 | $1,157.07 | $0 | $10,600 |
| Network Health | Prestige Bronze Plus | Bronce ampliado | $437.64 | $559.30 | $1,187.74 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Bronce ampliado | $438.51 | $560.41 | $1,190.11 | $0 | $10,600 |
| Network Health | Prestige Bronze $0 Medical Deductible | Bronce ampliado | $454.34 | $580.64 | $1,233.07 | $0 | $9,200 |
| Network Health | Prestige Bronze $0 Medical Deductible + Dental + Vision | Bronce ampliado | $459.01 | $586.62 | $1,245.75 | $0 | $9,200 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $556.40 | $711.08 | $1,510.08 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $560.58 | $716.42 | $1,521.41 | $1,500 | $7,000 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $566.74 | $724.29 | $1,538.13 | $1,000 | $7,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $566.79 | $724.36 | $1,538.27 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $572.34 | $731.45 | $1,553.32 | $0 | $8,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Oro | $572.75 | $731.98 | $1,554.45 | $1,500 | $7,000 |
| Network Health | Prestige Gold | Oro | $580.03 | $741.27 | $1,574.18 | $2,000 | $8,200 |
| Network Health | Prestige Gold Essential + 3Free PCP Visits | Oro | $580.81 | $742.27 | $1,576.30 | $1,750 | $8,950 |
| Network Health | Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits | Oro | $586.78 | $749.91 | $1,592.52 | $1,750 | $8,950 |
| Network Health | Prestige Gold 50 + 1 Free PCP Visit | Oro | $619.50 | $791.72 | $1,681.32 | $1,000 | $4,300 |
| Network Health | Prestige Gold 50 + Dental + Vision + 1 Free PCP Visit | Oro | $625.88 | $799.87 | $1,698.62 | $1,000 | $4,300 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $493.36 | $630.51 | $1,338.98 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway/Lean 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) | Plata | $493.45 | $630.63 | $1,339.22 | $4,000 | $9,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway/Lean 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $493.73 | $630.99 | $1,339.98 | $5,500 | $9,200 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $508.47 | $649.82 | $1,379.98 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Plata | $508.49 | $649.85 | $1,380.03 | $4,000 | $8,750 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $514.60 | $657.65 | $1,396.61 | $3,500 | $9,800 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $520.66 | $665.40 | $1,413.07 | $4,000 | $8,750 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $526.77 | $673.21 | $1,429.66 | $3,500 | $9,800 |
| Network Health | Prestige Silver | Plata | $556.25 | $710.89 | $1,509.65 | $6,000 | $8,900 |
| Network Health | Prestige Silver Essential + 3 Free PCP Visits | Plata | $574.74 | $734.52 | $1,559.84 | $4,600 | $9,100 |
| Network Health | Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits | Plata | $580.66 | $742.08 | $1,575.89 | $4,600 | $9,100 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.