Planes del Mercado de Seguros Médicos de la ACA en el condado de Rockwall, Texas (2026)
El condado de Rockwall, Texas, tiene 120 planes del Mercado de Seguros Médicos de la ACA de 8 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $412 a $1,033 y un plan de referencia (el segundo plan Plata de menor costo) de $671 al mes. Planes de 2027 para el condado de Rockwall ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Texas (Licencia n.º 3124008)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $431.50 | $551.46 | $1,171.10 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronce | $469.39 | $599.88 | $1,273.92 | $7,300 | $10,600 |
| WellPoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrófico | $322.01 | $411.53 | $873.94 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrófico | $470.59 | $601.41 | $1,277.18 | $10,600 | $10,600 |
| WellPoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $338.92 | $433.14 | $919.83 | $6,000 | $10,600 |
| WellPoint | Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $343.52 | $439.02 | $932.31 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | Bronce ampliado | $344.55 | $440.33 | $935.11 | $6,000 | $10,600 |
| Baylor Scott and White Health Plan | BSW Savers Bronze HMO H S A 006 | Bronce ampliado | $345.69 | $441.79 | $938.21 | $8,000 | $8,000 |
| Baylor Scott and White Health Plan | BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | Bronce ampliado | $351.22 | $448.86 | $953.22 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA (+ Incentives) | Bronce ampliado | $353.77 | $452.12 | $960.13 | $4,000 | $8,450 |
| Baylor Scott and White Health Plan | BSW Savers Bronze HMO H S A 009 | Bronce ampliado | $355.33 | $454.11 | $964.37 | $5,300 | $10,600 |
| WellPoint | Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $357.64 | $457.06 | $970.63 | $5,500 | $10,600 |
| WellPoint | Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $360.73 | $461.01 | $979.02 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $361.61 | $462.14 | $981.41 | $4,500 | $10,600 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $372.79 | $476.41 | $1,011.73 | $9,000 | $10,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ Standard | Bronce ampliado | $377.14 | $481.98 | $1,023.56 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $385.53 | $492.70 | $1,046.30 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $390.17 | $498.62 | $1,058.89 | $4,700 | $9,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $391.35 | $500.13 | $1,062.09 | $5,500 | $10,150 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ 402 | Bronce ampliado | $391.66 | $500.54 | $1,062.97 | $5,000 | $9,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronce ampliado | $397.91 | $508.51 | $1,079.89 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $407.66 | $520.98 | $1,106.37 | $0 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $450.86 | $576.20 | $1,223.63 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $466.27 | $595.89 | $1,265.45 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Bronce ampliado | $477.12 | $609.76 | $1,294.90 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Bronce ampliado | $477.70 | $610.50 | $1,296.48 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Bronce ampliado | $478.25 | $611.20 | $1,297.97 | $6,000 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Bronce ampliado | $491.37 | $627.97 | $1,333.58 | $7,500 | $10,000 |
| Cigna Healthcare | Connect Bronze DFW 8500 Indiv Med Deductible | Bronce ampliado | $496.69 | $634.77 | $1,348.02 | $8,500 | $10,600 |
| Cigna Healthcare | Connect Bronze DFW 6000 Indiv Med Deductible | Bronce ampliado | $500.10 | $639.13 | $1,357.27 | $6,000 | $10,600 |
| Cigna Healthcare | Connect myDiabetesCare Bronze DFW | Bronce ampliado | $503.58 | $643.58 | $1,366.72 | $6,500 | $10,600 |
| Cigna Healthcare | Connect Bronze DFW CMS Standard | Bronce ampliado | $506.69 | $647.55 | $1,375.16 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Bronce ampliado | $506.98 | $647.92 | $1,375.94 | $7,000 | $10,150 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $460.32 | $588.29 | $1,249.31 | $800 | $9,000 |
| Baylor Scott and White Health Plan | BSW Elite Gold HMO 004 | Oro | $461.60 | $589.92 | $1,252.77 | $1,550 | $8,100 |
| Baylor Scott and White Health Plan | BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Oro | $461.65 | $589.99 | $1,252.92 | $2,000 | $8,200 |
| Molina Healthcare | Molina Gold Saver 750 | Oro | $462.07 | $590.52 | $1,254.06 | $750 | $9,400 |
| Molina Healthcare | Molina Gold Core 1640 | Oro | $462.18 | $590.66 | $1,254.35 | $1,640 | $8,100 |
| WellPoint | Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $462.28 | $590.79 | $1,254.63 | $2,000 | $8,200 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $463.06 | $591.79 | $1,256.74 | $1,500 | $5,000 |
| Molina Healthcare | Molina Gold Saver 750 Pluswith Adult Vision | Oro | $465.33 | $594.69 | $1,262.91 | $750 | $9,400 |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Oro | $465.44 | $594.83 | $1,263.20 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Saver 750 Pluswith Adult Dental and Vision | Oro | $476.67 | $609.19 | $1,293.69 | $750 | $9,400 |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Dental and Vision | Oro | $476.78 | $609.33 | $1,293.99 | $1,640 | $8,100 |
| Ambetter from Superior HealthPlan | Standard Gold VALUE | Oro | $477.53 | $610.27 | $1,295.98 | $2,000 | $8,200 |
| Molina Healthcare | Molina Gold Standard | Oro | $479.08 | $612.26 | $1,300.21 | $2,000 | $8,200 |
| Baylor Scott and White Health Plan | BSW Elite Gold HMO 012 | Oro | $482.03 | $616.03 | $1,308.23 | $500 | $10,600 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $483.50 | $617.91 | $1,312.22 | $700 | $7,500 |
| Baylor Scott and White Health Plan | BSW Diabetes Care Gold HMO 014 | Oro | $484.82 | $619.60 | $1,315.81 | $1,700 | $10,150 |
| WellPoint | Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $485.41 | $620.35 | $1,317.40 | $2,000 | $8,200 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $486.49 | $621.73 | $1,320.33 | $1,000 | $8,950 |
| Ambetter from Superior HealthPlan | Complete VALUE Gold | Oro | $488.29 | $624.02 | $1,325.20 | $1,450 | $7,500 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $509.72 | $651.41 | $1,383.35 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ 403 | Oro | $515.49 | $658.80 | $1,399.04 | $500 | $8,500 |
| Oscar Insurance Company | Gold Classic | Oro | $517.68 | $661.58 | $1,404.96 | $2,500 | $8,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ Standard | Oro | $523.21 | $668.66 | $1,419.99 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Elite | Oro | $528.40 | $675.28 | $1,434.05 | $1,200 | $7,800 |
| UnitedHealthcare | UHC Gold Standard | Oro | $572.71 | $731.92 | $1,554.34 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $586.07 | $748.99 | $1,590.58 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $587.91 | $751.35 | $1,595.60 | $1,000 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $601.47 | $768.68 | $1,632.40 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $603.32 | $771.05 | $1,637.42 | $1,000 | $7,500 |
| Cigna Healthcare | Connect Gold DFW 2800 Indiv Med Deductible | Oro | $610.55 | $780.28 | $1,657.03 | $2,800 | $7,375 |
| Cigna Healthcare | Connect Gold DFW CMS Standard | Oro | $612.21 | $782.40 | $1,661.54 | $2,000 | $8,200 |
| Cigna Healthcare | Connect myDiabetesCare Gold DFW | Oro | $615.95 | $787.18 | $1,671.69 | $2,500 | $8,250 |
| Cigna Healthcare | Connect Gold DFW 1400 Indiv Med Deductible | Oro | $621.64 | $794.46 | $1,687.13 | $1,400 | $9,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Oro | $649.15 | $829.61 | $1,761.79 | $550 | $10,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Oro | $657.79 | $840.66 | $1,785.24 | $2,400 | $10,400 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Oro | $662.58 | $846.78 | $1,798.24 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Standard Gold | Oro | $663.63 | $848.11 | $1,801.07 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Oro | $665.55 | $850.57 | $1,806.30 | $1,700 | $10,150 |
| Ambetter from Superior HealthPlan | Everyday Gold | Oro | $666.70 | $852.03 | $1,809.39 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Oro | $678.74 | $867.42 | $1,842.07 | $1,450 | $7,500 |
| Ambetter from Superior HealthPlan | Standard Gold + Vision + Adult Dental | Oro | $688.33 | $879.67 | $1,868.09 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Oro | $691.51 | $883.74 | $1,876.73 | $800 | $7,250 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Oro | $691.52 | $883.76 | $1,876.79 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Oro | $704.01 | $899.71 | $1,910.66 | $1,450 | $7,500 |
| Ambetter from Superior HealthPlan | Standard Silver VALUE | Plata | $522.26 | $667.44 | $1,417.39 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver | Plata | $524.92 | $670.83 | $1,424.60 | $6,300 | $8,400 |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Plata | $538.37 | $688.04 | $1,461.15 | $7,000 | $10,150 |
| Ambetter from Superior HealthPlan | Standard Silver VALUE + Vision + Adult Dental | Plata | $542.00 | $692.67 | $1,470.97 | $6,000 | $8,900 |
| Molina Healthcare | Molina Silver Core | Plata | $544.14 | $695.42 | $1,476.81 | $6,000 | $8,990 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver + Vision + Adult Dental | Plata | $544.76 | $696.20 | $1,478.46 | $6,300 | $8,400 |
| Molina Healthcare | Molina Silver Standard | Plata | $544.96 | $696.45 | $1,479.01 | $6,000 | $8,900 |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Plata | $547.41 | $699.58 | $1,485.66 | $6,000 | $8,990 |
| WellPoint | Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $551.53 | $704.86 | $1,496.85 | $6,000 | $8,900 |
| Baylor Scott and White Health Plan | BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Plata | $552.96 | $706.69 | $1,500.74 | $6,000 | $8,900 |
| Baylor Scott and White Health Plan | BSW Prime Silver HMO 005 | Plata | $553.18 | $706.97 | $1,501.34 | $3,000 | $9,000 |
| Baylor Scott and White Health Plan | BSW Prime Silver HMO 008 | Plata | $553.62 | $707.53 | $1,502.53 | $5,000 | $8,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $556.68 | $711.44 | $1,510.83 | $3,500 | $9,950 |
| Molina Healthcare | Molina Silver Core Pluswith Adult Dental and Vision | Plata | $558.75 | $714.08 | $1,516.45 | $6,000 | $8,990 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $558.98 | $714.38 | $1,517.07 | $1,850 | $9,100 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $562.36 | $718.70 | $1,526.25 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $579.17 | $740.18 | $1,571.87 | $6,000 | $8,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $583.44 | $745.64 | $1,583.46 | $4,000 | $9,550 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $583.68 | $745.94 | $1,584.11 | $2,500 | $9,900 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ Standard | Plata | $594.82 | $760.18 | $1,614.34 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $595.01 | $760.40 | $1,614.82 | $5,750 | $10,150 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ 405 | Plata | $595.75 | $761.37 | $1,616.87 | $1,500 | $10,600 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $599.06 | $765.59 | $1,625.83 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Classic | Plata | $607.16 | $775.94 | $1,647.81 | $5,500 | $8,900 |
| UnitedHealthcare | UHC Silver Standard | Plata | $663.70 | $848.21 | $1,801.29 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Plata | $674.39 | $861.87 | $1,830.29 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Plata | $675.18 | $862.88 | $1,832.43 | $3,500 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Plata | $689.80 | $881.56 | $1,872.11 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Plata | $690.59 | $882.57 | $1,874.25 | $3,500 | $9,200 |
| Ambetter from Superior HealthPlan | Standard Silver | Plata | $725.85 | $927.62 | $1,969.92 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver | Plata | $729.57 | $932.38 | $1,980.02 | $6,300 | $8,400 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $736.42 | $941.14 | $1,998.63 | $5,000 | $8,650 |
| Ambetter from Superior HealthPlan | Standard Silver + Vision + Adult Dental | Plata | $753.12 | $962.48 | $2,043.95 | $6,000 | $8,900 |
| Cigna Healthcare | Connect Silver DFW 4000 Indiv Med Deductible | Plata | $754.92 | $964.79 | $2,048.85 | $4,000 | $9,900 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Plata | $756.99 | $967.42 | $2,054.45 | $6,300 | $8,400 |
| Cigna Healthcare | Connect Silver DFW 3000 Indiv Med Deductible | Plata | $762.93 | $975.02 | $2,070.59 | $3,000 | $9,900 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $764.11 | $976.52 | $2,073.76 | $5,000 | $8,650 |
| Cigna Healthcare | Connect Silver DFW CMS Standard | Plata | $766.93 | $980.14 | $2,081.45 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Plata | $770.94 | $985.26 | $2,092.33 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Plata | $779.44 | $996.12 | $2,115.40 | $1,450 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Plata | $786.16 | $1,004.71 | $2,133.64 | $1,250 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Plata | $789.19 | $1,008.58 | $2,141.86 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Plata | $808.62 | $1,033.42 | $2,194.59 | $0 | $10,150 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.