Planes del Mercado de Seguros Médicos de la ACA en el condado de La Salle, Texas (2026)
El condado de La Salle, Texas, tiene 42 planes del Mercado de Seguros Médicos de la ACA de 3 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $455 a $944 y un plan de referencia (el segundo plan Plata de menor costo) de $711 al mes. Planes de 2027 para el condado de La Salle ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $356.12 | $455.12 | $966.51 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronce | $428.71 | $547.89 | $1,163.52 | $7,300 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrófico | $429.78 | $549.26 | $1,166.42 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $357.40 | $456.74 | $969.96 | $9,000 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $369.61 | $472.35 | $1,003.11 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $372.09 | $475.54 | $1,009.86 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $374.06 | $478.04 | $1,015.17 | $4,700 | $9,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $375.19 | $479.48 | $1,018.24 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronce ampliado | $381.48 | $487.52 | $1,035.31 | $5,500 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $384.81 | $491.79 | $1,044.38 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $390.83 | $499.47 | $1,060.69 | $0 | $10,150 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Bronce ampliado | $393.77 | $503.23 | $1,068.68 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Bronce ampliado | $436.28 | $557.57 | $1,184.06 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Bronce ampliado | $436.77 | $558.19 | $1,185.39 | $6,000 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Bronce ampliado | $448.78 | $573.54 | $1,217.99 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Bronce ampliado | $463.04 | $591.77 | $1,256.69 | $7,000 | $10,150 |
| UnitedHealthcare | UHC Gold Standard | Oro | $472.66 | $604.06 | $1,282.80 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $483.68 | $618.14 | $1,312.71 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $485.21 | $620.09 | $1,316.85 | $1,000 | $7,500 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $488.68 | $624.52 | $1,326.24 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic | Oro | $496.31 | $634.27 | $1,346.96 | $2,500 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $496.40 | $634.40 | $1,347.22 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $497.92 | $636.35 | $1,351.36 | $1,000 | $7,500 |
| Oscar Insurance Company | Gold Elite | Oro | $506.58 | $647.40 | $1,374.84 | $1,200 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Oro | $592.85 | $757.66 | $1,608.99 | $550 | $10,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Oro | $600.78 | $767.80 | $1,630.52 | $2,400 | $10,400 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Oro | $605.11 | $773.33 | $1,642.27 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Oro | $607.87 | $776.86 | $1,649.76 | $1,700 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Oro | $631.59 | $807.17 | $1,714.14 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Silver Standard | Plata | $547.75 | $700.03 | $1,486.61 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Plata | $556.57 | $711.30 | $1,510.54 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Plata | $557.22 | $712.13 | $1,512.31 | $3,500 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Plata | $569.29 | $727.55 | $1,545.06 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Plata | $569.94 | $728.39 | $1,546.82 | $3,500 | $9,200 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $570.44 | $729.01 | $1,548.15 | $5,750 | $10,150 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $574.33 | $733.98 | $1,558.71 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Classic | Plata | $582.10 | $743.91 | $1,579.78 | $5,500 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Plata | $704.08 | $899.81 | $1,910.87 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Plata | $711.84 | $909.73 | $1,931.93 | $1,450 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Plata | $718.02 | $917.63 | $1,948.71 | $1,250 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Plata | $720.79 | $921.17 | $1,956.22 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Plata | $738.54 | $943.85 | $2,004.40 | $0 | $10,150 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.