Planes del Mercado de Seguros Médicos de la ACA en el condado de Hardin, Texas (2026)
El condado de Hardin, Texas, tiene 64 planes del Mercado de Seguros Médicos de la ACA de 5 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $339 a $929 y un plan de referencia (el segundo plan Plata de menor costo) de $644 al mes. Planes de 2027 para el condado de Hardin ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Texas (Licencia n.º 3124008)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $359.17 | $459.01 | $974.78 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronce | $421.81 | $539.07 | $1,144.79 | $7,300 | $10,600 |
| CHRISTUS Health Plan | CHRISTUS Catastrophic (3 Free PCP visits) | Catastrófico | $265.62 | $339.46 | $720.89 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrófico | $342.45 | $437.65 | $929.41 | $10,600 | $10,600 |
| CHRISTUS Health Plan | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | Bronce ampliado | $319.91 | $408.84 | $868.23 | $7,500 | $10,000 |
| CHRISTUS Health Plan | CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $324.14 | $414.25 | $879.70 | $8,500 | $9,900 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $324.22 | $414.36 | $879.94 | $7,450 | $9,850 |
| CHRISTUS Health Plan | CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $332.95 | $425.51 | $903.63 | $8,500 | $9,900 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $333.41 | $426.10 | $904.89 | $7,450 | $9,850 |
| Community Health Choice | Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Bronce ampliado | $346.88 | $443.32 | $941.44 | $8,500 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Bronce ampliado | $347.63 | $444.27 | $943.47 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Bronce ampliado | $348.02 | $444.77 | $944.53 | $6,000 | $10,150 |
| Community Health Choice | Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Bronce ampliado | $357.35 | $456.70 | $969.86 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $375.28 | $479.61 | $1,018.50 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $388.10 | $496.00 | $1,053.31 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Bronce ampliado | $397.13 | $507.54 | $1,077.82 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Bronce ampliado | $441.57 | $564.33 | $1,198.42 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Bronce ampliado | $455.59 | $582.24 | $1,236.47 | $7,000 | $10,150 |
| CHRISTUS Health Plan | CHRISTUS Standard Gold ($0 Virtual Urgent Care) | Oro | $420.51 | $537.41 | $1,141.27 | $2,000 | $8,200 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Oro | $426.27 | $544.77 | $1,156.89 | $3,750 | $9,200 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Oro | $437.74 | $559.44 | $1,188.04 | $3,750 | $9,200 |
| CHRISTUS Health Plan | CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Oro | $443.49 | $566.78 | $1,203.63 | $0 | $9,200 |
| CHRISTUS Health Plan | CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Oro | $457.59 | $584.80 | $1,241.89 | $0 | $9,200 |
| Community Health Choice | Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Oro | $459.34 | $587.04 | $1,246.65 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Standard Gold | Oro | $461.39 | $589.65 | $1,252.19 | $2,000 | $8,200 |
| Community Health Choice | Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Oro | $462.83 | $591.50 | $1,256.13 | $2,500 | $7,500 |
| Ambetter from Superior HealthPlan | Everyday Gold | Oro | $463.53 | $592.37 | $1,257.98 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Oro | $471.90 | $603.07 | $1,280.70 | $1,450 | $7,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Oro | $472.39 | $603.71 | $1,282.07 | $550 | $10,100 |
| UnitedHealthcare | UHC Gold Standard | Oro | $476.70 | $609.23 | $1,293.77 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Standard Gold + Vision + Adult Dental | Oro | $478.56 | $611.59 | $1,298.79 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Oro | $480.77 | $614.42 | $1,304.79 | $800 | $7,250 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Oro | $482.16 | $616.20 | $1,308.58 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $487.82 | $623.43 | $1,323.94 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $489.36 | $625.40 | $1,328.12 | $1,000 | $7,500 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Oro | $489.47 | $625.52 | $1,328.38 | $1,450 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $500.64 | $639.82 | $1,358.75 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $502.18 | $641.79 | $1,362.93 | $1,000 | $7,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Oro | $591.12 | $755.45 | $1,604.30 | $2,400 | $10,400 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Oro | $598.09 | $764.36 | $1,623.22 | $1,700 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Oro | $621.43 | $794.19 | $1,686.56 | $2,000 | $8,200 |
| CHRISTUS Health Plan | CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) | Plata | $489.25 | $625.26 | $1,327.81 | $5,990 | $5,990 |
| CHRISTUS Health Plan | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | Plata | $503.69 | $643.72 | $1,367.02 | $6,000 | $8,900 |
| CHRISTUS Health Plan | CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) | Plata | $503.78 | $643.83 | $1,367.25 | $5,990 | $5,990 |
| Ambetter from Superior HealthPlan | Standard Silver | Plata | $504.65 | $644.93 | $1,369.59 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver | Plata | $507.24 | $648.23 | $1,376.61 | $6,300 | $8,400 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $512.00 | $654.33 | $1,389.54 | $5,000 | $8,650 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Plata | $517.80 | $661.75 | $1,405.30 | $6,900 | $9,300 |
| Ambetter from Superior HealthPlan | Standard Silver + Vision + Adult Dental | Plata | $523.61 | $669.16 | $1,421.06 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Plata | $526.30 | $672.60 | $1,428.35 | $6,300 | $8,400 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $531.25 | $678.92 | $1,441.78 | $5,000 | $8,650 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Plata | $532.47 | $680.49 | $1,445.11 | $6,900 | $9,300 |
| Community Health Choice | Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Plata | $543.66 | $694.80 | $1,475.50 | $6,000 | $8,900 |
| Community Health Choice | Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Plata | $544.17 | $695.45 | $1,476.88 | $2,800 | $10,600 |
| UnitedHealthcare | UHC Silver Standard | Plata | $552.44 | $706.02 | $1,499.32 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Plata | $561.01 | $716.97 | $1,522.58 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Plata | $561.34 | $717.39 | $1,523.47 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Plata | $561.99 | $718.22 | $1,525.24 | $3,500 | $9,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Plata | $567.20 | $724.88 | $1,539.38 | $1,450 | $10,600 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Plata | $574.16 | $733.78 | $1,558.28 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Plata | $574.82 | $734.62 | $1,560.05 | $3,500 | $9,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Plata | $706.48 | $902.88 | $1,917.39 | $1,250 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Plata | $709.20 | $906.36 | $1,924.77 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Plata | $726.66 | $928.67 | $1,972.16 | $0 | $10,150 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.