Planes del Mercado de Seguros Médicos de la ACA en el condado de Fort Bend, Texas (2026)
El condado de Fort Bend, Texas, tiene 107 planes del Mercado de Seguros Médicos de la ACA de 6 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $430 a $1,058 y un plan de referencia (el segundo plan Plata de menor costo) de $649 al mes. Planes de 2027 para el condado de Fort Bend ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Texas (Licencia n.º 3124008)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $364.04 | $465.24 | $988.00 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronce | $480.40 | $613.95 | $1,303.81 | $7,300 | $10,600 |
| WellPoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrófico | $353.67 | $451.99 | $959.86 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrófico | $397.80 | $508.39 | $1,079.63 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ Standard | Bronce ampliado | $336.51 | $430.06 | $913.29 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ 402 | Bronce ampliado | $349.47 | $446.62 | $948.46 | $5,000 | $9,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $352.98 | $451.09 | $957.95 | $9,000 | $10,600 |
| UnitedHealthcare | UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded | Bronce ampliado | $354.34 | $452.85 | $961.69 | $0 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $365.04 | $466.51 | $990.69 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Kelsey-Seybold Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) | Bronce ampliado | $366.35 | $468.19 | $994.26 | $0 | $10,600 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $369.43 | $472.12 | $1,002.61 | $4,700 | $9,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $370.55 | $473.55 | $1,005.64 | $5,500 | $10,150 |
| WellPoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $372.25 | $475.74 | $1,010.29 | $6,000 | $10,600 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronce ampliado | $376.76 | $481.48 | $1,022.49 | $5,500 | $10,150 |
| WellPoint | Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $377.31 | $482.20 | $1,024.02 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | Bronce ampliado | $378.44 | $483.65 | $1,027.09 | $6,000 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $380.37 | $486.11 | $1,032.32 | $7,500 | $10,000 |
| Community Health Choice | Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Bronce ampliado | $385.73 | $492.96 | $1,046.86 | $8,500 | $10,600 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $385.99 | $493.29 | $1,047.56 | $0 | $10,150 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA (+ Incentives) | Bronce ampliado | $388.56 | $496.58 | $1,054.55 | $4,000 | $8,450 |
| WellPoint | Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $392.81 | $502.01 | $1,066.09 | $5,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $393.37 | $502.73 | $1,067.60 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $396.20 | $506.34 | $1,075.29 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $397.17 | $507.58 | $1,077.92 | $4,500 | $10,600 |
| Community Health Choice | Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Bronce ampliado | $397.37 | $507.84 | $1,078.46 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Bronce ampliado | $403.81 | $516.07 | $1,095.94 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Bronce ampliado | $404.27 | $516.66 | $1,097.19 | $6,000 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Bronce ampliado | $502.89 | $642.69 | $1,364.84 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Bronce ampliado | $518.87 | $663.12 | $1,408.21 | $7,000 | $10,150 |
| Community Health Choice | Community Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Oro | $434.21 | $554.92 | $1,178.45 | $2,000 | $9,200 |
| Oscar Insurance Company | Gold Simple Guided Care | Oro | $444.52 | $568.08 | $1,206.40 | $3,300 | $9,950 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Oro | $446.82 | $571.02 | $1,212.64 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Oro | $448.86 | $573.63 | $1,218.17 | $2,000 | $9,800 |
| Oscar Insurance Company | Gold Classic Guided Care | Oro | $453.74 | $579.87 | $1,231.43 | $2,500 | $8,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ 403 | Oro | $459.96 | $587.83 | $1,248.33 | $500 | $8,500 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ Standard | Oro | $466.84 | $596.62 | $1,267.00 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Standard Gold VALUE | Oro | $476.66 | $609.16 | $1,293.64 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $482.63 | $616.79 | $1,309.83 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Standard | Oro | $483.17 | $617.49 | $1,311.32 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx) | Oro | $483.31 | $617.67 | $1,311.70 | $0 | $7,800 |
| Ambetter from Superior HealthPlan | Complete VALUE Gold | Oro | $487.41 | $622.90 | $1,322.81 | $1,450 | $7,500 |
| Oscar Insurance Company | Gold Classic | Oro | $490.17 | $626.42 | $1,330.28 | $2,500 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $496.00 | $633.88 | $1,346.13 | $1,000 | $7,500 |
| UnitedHealthcare | UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision) | Oro | $496.31 | $634.28 | $1,346.98 | $0 | $7,800 |
| Oscar Insurance Company | Gold Elite | Oro | $500.31 | $639.39 | $1,357.82 | $1,200 | $7,800 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $505.59 | $646.14 | $1,372.17 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $507.74 | $648.89 | $1,378.01 | $2,000 | $8,200 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $508.60 | $649.99 | $1,380.34 | $1,500 | $5,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $509.00 | $650.50 | $1,381.41 | $1,000 | $7,500 |
| Ambetter from Superior HealthPlan | Standard Gold | Oro | $509.23 | $650.79 | $1,382.03 | $2,000 | $8,200 |
| Community Health Choice | Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Oro | $510.77 | $652.77 | $1,386.24 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold | Oro | $511.59 | $653.79 | $1,388.42 | $800 | $7,250 |
| Community Health Choice | Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Oro | $514.66 | $657.74 | $1,396.79 | $2,500 | $7,500 |
| Ambetter from Superior HealthPlan | Complete Gold | Oro | $520.83 | $665.60 | $1,413.49 | $1,450 | $7,500 |
| Ambetter from Superior HealthPlan | Standard Gold + Vision + Adult Dental | Oro | $528.18 | $675.00 | $1,433.46 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Oro | $530.62 | $678.13 | $1,440.09 | $800 | $7,250 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $531.05 | $678.68 | $1,441.27 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $533.15 | $681.37 | $1,446.97 | $2,000 | $8,200 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $534.33 | $682.87 | $1,450.17 | $1,000 | $8,950 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Oro | $540.22 | $690.38 | $1,466.12 | $1,450 | $7,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Oro | $548.74 | $701.29 | $1,489.28 | $550 | $10,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Oro | $560.09 | $715.80 | $1,520.08 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Oro | $673.21 | $860.36 | $1,827.09 | $2,400 | $10,400 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Oro | $681.15 | $870.51 | $1,848.64 | $1,700 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Oro | $707.74 | $904.49 | $1,920.81 | $2,000 | $8,200 |
| Oscar Insurance Company | Silver Simple Guided Care | Plata | $506.38 | $647.14 | $1,374.28 | $6,300 | $9,300 |
| UnitedHealthcare | UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded | Plata | $507.63 | $648.75 | $1,377.70 | $0 | $9,200 |
| Community Health Choice | Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Plata | $508.20 | $649.49 | $1,379.27 | $4,500 | $9,000 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Plata | $512.26 | $654.66 | $1,390.25 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Plata | $515.87 | $659.27 | $1,400.04 | $6,200 | $9,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Plata | $516.24 | $659.75 | $1,401.06 | $5,900 | $10,150 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Plata | $517.68 | $661.58 | $1,404.94 | $6,000 | $10,150 |
| UnitedHealthcare | UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) | Plata | $519.23 | $663.57 | $1,409.18 | $0 | $9,200 |
| Ambetter from Superior HealthPlan | Standard Silver VALUE | Plata | $521.32 | $666.23 | $1,414.83 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver | Plata | $523.97 | $669.62 | $1,422.03 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Plata | $524.52 | $670.32 | $1,423.52 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Plata | $528.38 | $675.26 | $1,434.00 | $5,750 | $10,150 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ Standard | Plata | $530.73 | $678.27 | $1,440.40 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ 405 | Plata | $531.57 | $679.35 | $1,442.68 | $1,500 | $10,600 |
| Ambetter from Superior HealthPlan | Standard Silver VALUE + Vision + Adult Dental | Plata | $541.03 | $691.42 | $1,468.32 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver + Vision + Adult Dental | Plata | $543.78 | $694.94 | $1,475.80 | $6,300 | $8,400 |
| Ambetter from Superior HealthPlan | Standard Silver | Plata | $556.97 | $711.80 | $1,511.60 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver | Plata | $559.83 | $715.45 | $1,519.35 | $6,300 | $8,400 |
| UnitedHealthcare | UHC Silver Standard | Plata | $559.93 | $715.60 | $1,519.66 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $563.38 | $719.99 | $1,528.99 | $5,750 | $10,150 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $565.09 | $722.17 | $1,533.63 | $5,000 | $8,650 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $567.22 | $724.90 | $1,539.42 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Plata | $568.95 | $727.12 | $1,544.13 | $3,000 | $8,950 |
| Oscar Insurance Company | Silver Classic | Plata | $574.89 | $734.70 | $1,560.23 | $5,500 | $8,900 |
| Ambetter from Superior HealthPlan | Standard Silver + Vision + Adult Dental | Plata | $577.90 | $738.55 | $1,568.41 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Plata | $580.87 | $742.34 | $1,576.46 | $6,300 | $8,400 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Plata | $581.95 | $743.73 | $1,579.41 | $3,000 | $8,950 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $586.33 | $749.32 | $1,591.28 | $5,000 | $8,650 |
| Community Health Choice | Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Plata | $604.54 | $772.60 | $1,640.72 | $6,000 | $8,900 |
| Community Health Choice | Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Plata | $605.11 | $773.33 | $1,642.26 | $2,800 | $10,600 |
| WellPoint | Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $605.77 | $774.17 | $1,644.06 | $6,000 | $8,900 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $611.42 | $781.39 | $1,659.39 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $613.95 | $784.63 | $1,666.26 | $1,850 | $9,100 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $617.66 | $789.37 | $1,676.33 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $636.13 | $812.97 | $1,726.46 | $6,000 | $8,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $640.81 | $818.96 | $1,739.16 | $4,000 | $9,550 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $641.08 | $819.30 | $1,739.89 | $2,500 | $9,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Plata | $651.69 | $832.86 | $1,768.69 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Plata | $658.88 | $842.05 | $1,788.20 | $1,450 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Plata | $804.59 | $1,028.27 | $2,183.66 | $1,250 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Plata | $807.70 | $1,032.24 | $2,192.10 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Plata | $827.58 | $1,057.65 | $2,246.05 | $0 | $10,150 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.