Planes del Mercado de Seguros Médicos de la ACA en el condado de Caldwell, Texas (2026)
El condado de Caldwell, Texas, tiene 96 planes del Mercado de Seguros Médicos de la ACA de 7 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $322 a $1,082 y un plan de referencia (el segundo plan Plata de menor costo) de $610 al mes. Planes de 2027 para el condado de Caldwell ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Texas (Licencia n.º 3124008)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $352.26 | $450.19 | $956.04 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronce | $491.44 | $628.06 | $1,333.77 | $7,300 | $10,600 |
| CHRISTUS Health Plan | CHRISTUS Catastrophic (3 Free PCP visits) | Catastrófico | $251.57 | $321.51 | $682.77 | $10,600 | $10,600 |
| WellPoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrófico | $338.59 | $432.72 | $918.93 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrófico | $492.66 | $629.62 | $1,337.08 | $10,600 | $10,600 |
| CHRISTUS Health Plan | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | Bronce ampliado | $302.99 | $387.22 | $822.32 | $7,500 | $10,000 |
| CHRISTUS Health Plan | CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $307.00 | $392.34 | $833.19 | $8,500 | $9,900 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $307.08 | $392.45 | $833.41 | $7,450 | $9,850 |
| CHRISTUS Health Plan | CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $315.34 | $403.01 | $855.84 | $8,500 | $9,900 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronce ampliado | $315.78 | $403.57 | $857.04 | $7,450 | $9,850 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist | Bronce ampliado | $338.54 | $432.65 | $918.79 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $356.37 | $455.44 | $967.19 | $6,000 | $10,600 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs | Bronce ampliado | $359.34 | $459.23 | $975.24 | $8,550 | $9,800 |
| WellPoint | Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $361.22 | $461.64 | $980.35 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | Bronce ampliado | $362.30 | $463.02 | $983.28 | $6,000 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $368.06 | $470.39 | $998.93 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA (+ Incentives) | Bronce ampliado | $371.99 | $475.40 | $1,009.58 | $4,000 | $8,450 |
| WellPoint | Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $376.06 | $480.60 | $1,020.63 | $5,500 | $10,600 |
| WellPoint | Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $379.31 | $484.76 | $1,029.45 | $7,500 | $10,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $380.23 | $485.93 | $1,031.94 | $4,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $380.64 | $486.46 | $1,033.07 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Bronce ampliado | $389.50 | $497.78 | $1,057.10 | $0 | $10,600 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $416.95 | $532.85 | $1,131.57 | $9,000 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $431.20 | $551.06 | $1,170.25 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $436.39 | $557.69 | $1,184.33 | $4,700 | $9,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $437.71 | $559.38 | $1,187.91 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronce ampliado | $445.04 | $568.75 | $1,207.81 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $455.95 | $582.69 | $1,237.43 | $0 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Bronce ampliado | $500.10 | $639.13 | $1,357.27 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Bronce ampliado | $500.67 | $639.86 | $1,358.82 | $6,000 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Bronce ampliado | $514.46 | $657.48 | $1,396.24 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Bronce ampliado | $530.80 | $678.36 | $1,440.59 | $7,000 | $10,150 |
| CHRISTUS Health Plan | CHRISTUS Standard Gold ($0 Virtual Urgent Care) | Oro | $398.28 | $509.00 | $1,080.92 | $2,000 | $8,200 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Oro | $403.73 | $515.97 | $1,095.72 | $3,750 | $9,200 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Oro | $414.60 | $529.86 | $1,125.22 | $3,750 | $9,200 |
| CHRISTUS Health Plan | CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Oro | $420.04 | $536.81 | $1,139.99 | $0 | $9,200 |
| CHRISTUS Health Plan | CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Oro | $433.39 | $553.88 | $1,176.23 | $0 | $9,200 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs | Oro | $451.73 | $577.31 | $1,226.00 | $2,000 | $8,200 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Real Gold / $350 Deductible | Oro | $459.38 | $587.09 | $1,246.77 | $350 | $8,750 |
| UnitedHealthcare | UHC Gold Standard | Oro | $467.54 | $597.51 | $1,268.90 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $478.44 | $611.45 | $1,298.49 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Oro | $479.95 | $613.38 | $1,302.58 | $1,000 | $7,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $484.03 | $618.59 | $1,313.66 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $486.09 | $621.22 | $1,319.25 | $2,000 | $8,200 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $486.91 | $622.27 | $1,321.47 | $1,500 | $5,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $491.02 | $627.52 | $1,332.63 | $0 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Oro | $492.53 | $629.45 | $1,336.73 | $1,000 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $508.41 | $649.75 | $1,379.82 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $510.42 | $652.32 | $1,385.28 | $2,000 | $8,200 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $511.55 | $653.76 | $1,388.35 | $1,000 | $8,950 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $570.10 | $728.58 | $1,547.22 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic | Oro | $579.00 | $739.95 | $1,571.39 | $2,500 | $8,000 |
| Ambetter from Superior HealthPlan | Standard Gold | Oro | $584.17 | $746.55 | $1,585.40 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold | Oro | $586.87 | $750.00 | $1,592.73 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite | Oro | $590.99 | $755.27 | $1,603.92 | $1,200 | $7,800 |
| Ambetter from Superior HealthPlan | Complete Gold | Oro | $597.46 | $763.55 | $1,621.49 | $1,450 | $7,500 |
| Ambetter from Superior HealthPlan | Standard Gold + Vision + Adult Dental | Oro | $605.90 | $774.33 | $1,644.39 | $2,000 | $8,200 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Oro | $608.71 | $777.91 | $1,652.00 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Oro | $619.71 | $791.98 | $1,681.87 | $1,450 | $7,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Oro | $679.58 | $868.50 | $1,844.38 | $550 | $10,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Oro | $688.69 | $880.15 | $1,869.10 | $2,400 | $10,400 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Oro | $693.64 | $886.47 | $1,882.54 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Oro | $696.82 | $890.54 | $1,891.17 | $1,700 | $10,150 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Oro | $724.01 | $925.28 | $1,964.96 | $2,000 | $8,200 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs | Plata | $475.67 | $607.90 | $1,290.96 | $6,000 | $8,900 |
| CHRISTUS Health Plan | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | Plata | $477.06 | $609.68 | $1,294.73 | $6,000 | $8,900 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs | Plata | $489.02 | $624.97 | $1,327.21 | $4,250 | $7,750 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Plata | $490.42 | $626.75 | $1,331.00 | $6,900 | $9,300 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Plata | $504.31 | $644.51 | $1,368.70 | $6,900 | $9,300 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible | Plata | $521.28 | $666.20 | $1,414.76 | $0 | $9,200 |
| UnitedHealthcare | UHC Silver Standard | Plata | $541.82 | $692.45 | $1,470.50 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Plata | $550.55 | $703.60 | $1,494.18 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Plata | $551.19 | $704.42 | $1,495.92 | $3,500 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Plata | $563.12 | $719.67 | $1,528.32 | $3,000 | $8,950 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Plata | $563.77 | $720.49 | $1,530.07 | $3,500 | $9,200 |
| WellPoint | Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $579.94 | $741.16 | $1,573.96 | $6,000 | $8,900 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $585.35 | $748.08 | $1,588.64 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $587.77 | $751.17 | $1,595.21 | $1,850 | $9,100 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $591.33 | $755.72 | $1,604.87 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $609.00 | $778.30 | $1,652.83 | $6,000 | $8,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $613.49 | $784.04 | $1,665.01 | $4,000 | $9,550 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $613.75 | $784.37 | $1,665.72 | $2,500 | $9,900 |
| Ambetter from Superior HealthPlan | Standard Silver | Plata | $638.93 | $816.54 | $1,734.03 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Focused Silver | Plata | $642.21 | $820.73 | $1,742.93 | $6,300 | $8,400 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $648.24 | $828.44 | $1,759.30 | $5,000 | $8,650 |
| Ambetter from Superior HealthPlan | Standard Silver + Vision + Adult Dental | Plata | $662.94 | $847.23 | $1,799.20 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $665.49 | $850.48 | $1,806.11 | $5,750 | $10,150 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Plata | $666.35 | $851.58 | $1,808.44 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $670.03 | $856.28 | $1,818.43 | $6,000 | $8,900 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $672.61 | $859.59 | $1,825.44 | $5,000 | $8,650 |
| Oscar Insurance Company | Silver Classic | Plata | $679.08 | $867.86 | $1,843.01 | $5,500 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Plata | $807.08 | $1,031.45 | $2,190.42 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Plata | $815.99 | $1,042.84 | $2,214.60 | $1,450 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Plata | $823.09 | $1,051.91 | $2,233.87 | $1,250 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Plata | $826.27 | $1,055.97 | $2,242.50 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Plata | $846.61 | $1,081.97 | $2,297.70 | $0 | $10,150 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.