Planes del Mercado de Seguros Médicos de la ACA en el condado de Lake, Tennessee (2026)
El condado de Lake, Tennessee, tiene 65 planes del Mercado de Seguros Médicos de la ACA de 5 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $499 a $881 y un plan de referencia (el segundo plan Plata de menor costo) de $716 al mes. Planes de 2027 para el condado de Lake ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Tennessee (Licencia n.º 3002917563)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| BlueCross BlueShield of Tennessee | BlueCross B15E $0 virtual care from Teladoc Health® | Bronce | $390.20 | $498.68 | $1,059.00 | $10,600 | $10,600 |
| BlueCross BlueShield of Tennessee | BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental | Bronce | $401.73 | $513.41 | $1,090.30 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $448.20 | $572.80 | $1,216.42 | $10,600 | $10,600 |
| Cigna Healthcare | Connect Bronze 7500 Indiv Med Deductible | Bronce | $459.46 | $587.19 | $1,246.97 | $7,500 | $10,150 |
| BlueCross BlueShield of Tennessee | BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronce ampliado | $416.42 | $532.18 | $1,130.16 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple | Bronce ampliado | $422.34 | $539.74 | $1,146.20 | $9,000 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $440.71 | $563.22 | $1,196.07 | $7,500 | $10,000 |
| Ambetter of Tennessee | Everyday Bronze | Bronce ampliado | $444.33 | $567.84 | $1,205.88 | $8,450 | $10,150 |
| Ambetter of Tennessee | Standard Expanded Bronze | Bronce ampliado | $445.94 | $569.89 | $1,210.24 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $448.06 | $572.60 | $1,216.00 | $5,500 | $10,150 |
| BlueCross BlueShield of Tennessee | BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronce ampliado | $448.73 | $573.48 | $1,217.85 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $450.27 | $575.43 | $1,222.00 | $5,500 | $10,150 |
| Ambetter of Tennessee | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $456.55 | $583.46 | $1,239.06 | $8,450 | $10,150 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronce ampliado | $456.65 | $583.59 | $1,239.32 | $5,500 | $10,150 |
| Ambetter of Tennessee | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $458.21 | $585.57 | $1,243.54 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $469.86 | $600.49 | $1,275.21 | $7,500 | $10,000 |
| Cigna Healthcare | Connect Bronze 8500 Indiv Med Deductible | Bronce ampliado | $472.48 | $603.83 | $1,282.31 | $8,500 | $10,150 |
| Cigna Healthcare | Connect Bronze CMS Standard | Bronce ampliado | $475.61 | $607.83 | $1,290.81 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $483.90 | $618.41 | $1,313.28 | $0 | $9,900 |
| Cigna Healthcare | Connect myDiabetesCare Bronze | Bronce ampliado | $487.45 | $622.96 | $1,322.94 | $3,500 | $10,150 |
| BlueCross BlueShield of Tennessee | BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® | Bronce ampliado | $491.58 | $628.24 | $1,334.15 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) | Bronce ampliado | $495.36 | $633.07 | $1,344.41 | $0 | $10,600 |
| Ambetter of Tennessee | Elite Bronze | Bronce ampliado | $506.19 | $646.90 | $1,373.77 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) | Bronce ampliado | $511.26 | $653.39 | $1,387.56 | $0 | $10,600 |
| Ambetter of Tennessee | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $520.12 | $664.70 | $1,411.57 | $0 | $10,500 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $557.49 | $712.45 | $1,512.99 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Elite | Oro | $582.05 | $743.84 | $1,579.65 | $500 | $7,000 |
| BlueCross BlueShield of Tennessee | BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® | Oro | $585.57 | $748.36 | $1,589.24 | $2,000 | $8,200 |
| Ambetter of Tennessee | Standard Gold | Oro | $590.67 | $754.86 | $1,603.04 | $2,000 | $8,200 |
| Ambetter of Tennessee | Everyday Gold | Oro | $598.96 | $765.45 | $1,625.54 | $800 | $7,250 |
| Ambetter of Tennessee | Standard Gold + Vision + Adult Dental | Oro | $606.92 | $775.63 | $1,647.15 | $2,000 | $8,200 |
| Cigna Healthcare | Connect Gold CMS Standard | Oro | $610.27 | $779.93 | $1,656.27 | $2,000 | $8,200 |
| Cigna Healthcare | Connect Gold 1500 Indiv Med Deductible | Oro | $613.54 | $784.10 | $1,665.15 | $1,500 | $7,400 |
| Ambetter of Tennessee | Everyday Gold + Vision + Adult Dental | Oro | $615.44 | $786.52 | $1,670.27 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Oro | $625.28 | $799.11 | $1,697.01 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $628.71 | $803.49 | $1,706.32 | $2,000 | $8,200 |
| BlueCross BlueShield of Tennessee | BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® | Oro | $631.00 | $806.42 | $1,712.53 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) | Oro | $641.18 | $819.42 | $1,740.15 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Oro | $643.91 | $822.92 | $1,747.58 | $0 | $8,500 |
| Ambetter of Tennessee | Elite Gold | Oro | $670.60 | $857.02 | $1,819.99 | $0 | $6,500 |
| Ambetter of Tennessee | Elite Gold + Vision + Adult Dental | Oro | $689.06 | $880.60 | $1,870.07 | $0 | $6,500 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Plata | $548.31 | $700.74 | $1,488.11 | $8,100 | $8,100 |
| BlueCross BlueShield of Tennessee | BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | Plata | $560.60 | $716.45 | $1,521.47 | $6,000 | $8,900 |
| BlueCross BlueShield of Tennessee | BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | Plata | $562.20 | $718.49 | $1,525.81 | $5,900 | $6,900 |
| Ambetter of Tennessee | Standard Silver | Plata | $579.28 | $740.30 | $1,572.13 | $6,000 | $8,900 |
| BlueCross BlueShield of Tennessee | BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental | Plata | $579.94 | $741.16 | $1,573.96 | $5,900 | $6,900 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $580.75 | $742.18 | $1,576.12 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $582.09 | $743.90 | $1,579.76 | $5,700 | $10,000 |
| Oscar Insurance Company | Silver Simple Diabetes | Plata | $582.70 | $744.68 | $1,581.43 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Plata | $583.15 | $745.25 | $1,582.64 | $6,000 | $10,150 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Plata | $584.10 | $746.47 | $1,585.22 | $5,900 | $10,150 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Plata | $584.57 | $747.07 | $1,586.50 | $6,200 | $9,600 |
| Oscar Insurance Company | Silver Classic | Plata | $586.96 | $750.12 | $1,592.99 | $6,500 | $9,400 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $594.37 | $759.60 | $1,613.11 | $5,000 | $8,650 |
| Ambetter of Tennessee | Standard Silver + Vision + Adult Dental | Plata | $595.22 | $760.67 | $1,615.39 | $6,000 | $8,900 |
| Cigna Healthcare | Connect Silver 4500 Indiv Med Deductible | Plata | $601.84 | $769.15 | $1,633.39 | $4,500 | $9,525 |
| Cigna Healthcare | Connect Silver CMS Standard | Plata | $603.44 | $771.20 | $1,637.74 | $6,000 | $8,900 |
| BlueCross BlueShield of Tennessee | BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | Plata | $604.09 | $772.03 | $1,639.50 | $6,000 | $8,900 |
| Cigna Healthcare | Connect Silver 3000 Indiv Med Deductible | Plata | $604.70 | $772.81 | $1,641.16 | $3,000 | $10,150 |
| Cigna Healthcare | Connect myDiabetesCare Silver | Plata | $607.20 | $776.00 | $1,647.94 | $2,500 | $10,000 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $610.73 | $780.50 | $1,657.49 | $5,000 | $8,650 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $643.75 | $822.71 | $1,747.13 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage (Virtual Urgent Care, No Referrals) | Plata | $650.94 | $831.90 | $1,766.64 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Plata | $653.68 | $835.40 | $1,774.09 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $666.83 | $852.21 | $1,809.79 | $3,500 | $10,500 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.