Planes del Mercado de Seguros Médicos de la ACA en el condado de Klamath, Oregon (2026)
El condado de Klamath, Oregon, tiene 37 planes del Mercado de Seguros Médicos de la ACA de 5 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $466 a $800 y un plan de referencia (el segundo plan Plata de menor costo) de $556 al mes. Planes de 2027 para el condado de Klamath ya están disponibles.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| Regence BlueCross BlueShield of Oregon | Bronze Essential 9000 With 4 Copay No Deductible Office Visits Individual Connect | Bronce ampliado | $364.71 | $466.09 | $989.81 | $9,000 | $10,600 |
| PacificSource Health Plans | Core Bronze HSA 8300 | Bronce ampliado | $374.00 | $478.00 | $1,016.00 | $8,300 | $8,300 |
| PacificSource Health Plans | Core Bronze HSA 7500 | Bronce ampliado | $383.00 | $489.00 | $1,039.00 | $7,500 | $10,600 |
| Regence BlueCross BlueShield of Oregon | Bronze 8000 Individual Connect | Bronce ampliado | $387.55 | $495.29 | $1,051.81 | $8,000 | $10,600 |
| Regence BlueCross BlueShield of Oregon | Bronze HSA 7000 Individual Connect | Bronce ampliado | $389.99 | $498.41 | $1,058.45 | $7,000 | $8,300 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Bronze Plan Individual Connect | Bronce ampliado | $390.81 | $499.46 | $1,060.66 | $9,200 | $9,200 |
| PacificSource Health Plans | PacificSource Oregon Standard Bronze HSA Plan Core | Bronce ampliado | $403.00 | $515.00 | $1,094.00 | $9,200 | $9,200 |
| Moda Health Plan, Inc. | Moda Health Affinity Bronze HDHP 7500 | Bronce ampliado | $406.00 | $519.00 | $1,101.00 | $7,500 | $7,500 |
| BridgeSpan Health Company | BridgeSpan Standard Bronze Plan | Bronce ampliado | $409.61 | $523.48 | $1,111.67 | $9,200 | $9,200 |
| Moda Health Plan, Inc. | Moda Health Affinity Bronze 8000 | Bronce ampliado | $413.00 | $527.00 | $1,120.00 | $8,000 | $9,250 |
| Moda Health Plan, Inc. | Moda Health Affinity Bronze 9000 | Bronce ampliado | $413.00 | $527.00 | $1,120.00 | $9,000 | $9,500 |
| Moda Health Plan, Inc. | Moda Health Oregon Standard Bronze Affinity | Bronce ampliado | $414.00 | $529.00 | $1,123.00 | $9,200 | $9,200 |
| Providence Health Plan | HSA-E Qualified 7500 Bronze - Signature Network | Bronce ampliado | $428.90 | $548.15 | $1,164.05 | $7,500 | $7,500 |
| Providence Health Plan | Providence Oregon Standard Bronze Plan - Signature Network | Bronce ampliado | $460.50 | $588.50 | $1,249.75 | $9,200 | $9,200 |
| PacificSource Health Plans | Core Gold 3000 | Oro | $501.00 | $640.00 | $1,359.00 | $3,000 | $8,000 |
| Regence BlueCross BlueShield of Oregon | Gold 2300 Individual Connect | Oro | $531.96 | $679.84 | $1,443.74 | $2,300 | $10,150 |
| PacificSource Health Plans | Core Gold 1500 | Oro | $550.00 | $703.00 | $1,493.00 | $1,500 | $9,300 |
| PacificSource Health Plans | PacificSource Oregon Standard Gold Plan Core | Oro | $554.00 | $707.00 | $1,502.00 | $1,800 | $8,150 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Gold Plan Individual Connect | Oro | $564.59 | $721.55 | $1,532.30 | $1,800 | $8,150 |
| Moda Health Plan, Inc. | Moda Health Affinity Gold 1500 | Oro | $586.00 | $749.00 | $1,590.00 | $1,500 | $7,900 |
| BridgeSpan Health Company | BridgeSpan Standard Gold Plan | Oro | $591.74 | $756.25 | $1,605.99 | $1,800 | $8,150 |
| Moda Health Plan, Inc. | Moda Health Oregon Standard Gold Affinity | Oro | $600.00 | $767.00 | $1,629.00 | $1,800 | $8,150 |
| Moda Health Plan, Inc. | Moda Health Affinity Gold 1000 | Oro | $612.00 | $783.00 | $1,662.00 | $1,000 | $8,850 |
| Moda Health Plan, Inc. | Moda Health Affinity Gold 250 | Oro | $623.00 | $797.00 | $1,692.00 | $250 | $8,500 |
| Providence Health Plan | Providence Oregon Standard Gold Plan - Signature Network | Oro | $626.15 | $800.25 | $1,699.45 | $1,800 | $8,150 |
| Regence BlueCross BlueShield of Oregon | Silver 6500 Individual Connect | Plata | $431.44 | $551.39 | $1,170.94 | $6,500 | $10,150 |
| PacificSource Health Plans | Core Silver 7500 | Plata | $435.00 | $556.00 | $1,182.00 | $7,500 | $8,400 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Silver Plan Individual Connect | Plata | $456.17 | $582.98 | $1,238.03 | $6,100 | $9,200 |
| PacificSource Health Plans | Core Silver 4500 | Plata | $461.00 | $590.00 | $1,252.00 | $4,500 | $9,750 |
| PacificSource Health Plans | PacificSource Oregon Standard Silver Plan Core | Plata | $464.00 | $593.00 | $1,258.00 | $6,100 | $9,200 |
| BridgeSpan Health Company | BridgeSpan Standard Silver Plan | Plata | $478.10 | $611.01 | $1,297.58 | $6,100 | $9,200 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 6000 | Plata | $488.00 | $623.00 | $1,324.00 | $6,000 | $8,250 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 4500 | Plata | $501.00 | $640.00 | $1,360.00 | $4,500 | $8,000 |
| Moda Health Plan, Inc. | Moda Health Oregon Standard Silver Affinity | Plata | $502.00 | $642.00 | $1,362.00 | $6,100 | $9,200 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 3400 | Plata | $516.00 | $660.00 | $1,402.00 | $3,400 | $8,250 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 3000 | Plata | $531.00 | $679.00 | $1,441.00 | $3,000 | $8,000 |
| Providence Health Plan | Providence Oregon Standard Silver Plan - Signature Network | Plata | $538.65 | $688.40 | $1,461.85 | $6,100 | $9,200 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.