Planes del Mercado de Seguros Médicos de la ACA en el condado de Oklahoma, Oklahoma (2026)
El condado de Oklahoma, Oklahoma, tiene 103 planes del Mercado de Seguros Médicos de la ACA de 7 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $314 a $1,300 y un plan de referencia (el segundo plan Plata de menor costo) de $568 al mes. Planes de 2027 para el condado de Oklahoma ya están disponibles.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, Agente de seguros con licencia (NPN 20983651)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $387.64 | $495.40 | $1,052.05 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 902 | Bronce | $403.21 | $515.30 | $1,094.31 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 904 | Bronce | $435.31 | $556.33 | $1,181.43 | $4,500 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 202 | Bronce | $477.19 | $609.85 | $1,295.09 | $6,800 | $10,600 |
| CommunityCare | CommunityCare Catastrophic | Catastrófico | $245.72 | $314.03 | $666.88 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Security PPO℠ 200 | Catastrófico | $714.41 | $913.02 | $1,938.91 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Simple | Bronce ampliado | $341.22 | $436.06 | $926.04 | $9,000 | $10,600 |
| Ambetter of Oklahoma | Everyday Bronze | Bronce ampliado | $351.67 | $449.42 | $954.39 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze | Bronce ampliado | $351.90 | $449.71 | $955.02 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $356.60 | $455.73 | $967.80 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $363.89 | $465.03 | $987.56 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $366.03 | $467.78 | $993.38 | $5,500 | $10,150 |
| Ambetter of Oklahoma | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $366.64 | $468.56 | $995.04 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $366.88 | $468.86 | $995.69 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronce ampliado | $371.17 | $474.34 | $1,007.32 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $395.81 | $505.84 | $1,074.21 | $0 | $10,150 |
| CommunityCare | CommunityCare Expanded Bronze Standardized | Bronce ampliado | $398.27 | $508.99 | $1,080.92 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $401.76 | $513.45 | $1,090.37 | $7,500 | $10,000 |
| CommunityCare | CommunityCare Bronze IH223 | Bronce ampliado | $404.86 | $517.41 | $1,098.79 | $5,000 | $7,500 |
| Medica | Balance by Medica Bronze $0 Copay PCP Visits | Bronce ampliado | $405.38 | $518.07 | $1,100.19 | $7,500 | $10,600 |
| Ambetter of Oklahoma | Elite Bronze | Bronce ampliado | $406.15 | $519.05 | $1,102.27 | $0 | $10,500 |
| CommunityCare | CommunityCare Bronze IH224 | Bronce ampliado | $406.79 | $519.87 | $1,104.02 | $7,150 | $7,150 |
| Medica | Balance by Medica Expanded Bronze Standard | Bronce ampliado | $413.88 | $528.94 | $1,123.27 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $418.90 | $535.36 | $1,136.90 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ Standard | Bronce ampliado | $421.68 | $538.91 | $1,144.44 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $422.51 | $539.97 | $1,146.70 | $0 | $10,600 |
| Ambetter of Oklahoma | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $423.45 | $541.16 | $1,149.22 | $0 | $10,500 |
| Mending Health | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Bronce ampliado | $424.70 | $542.76 | $1,152.63 | $4,950 | $10,150 |
| Medica | Balance by Medica Bronze Premier | Bronce ampliado | $428.00 | $546.98 | $1,161.59 | $2,000 | $10,600 |
| Mending Health | MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | Bronce ampliado | $433.08 | $553.48 | $1,175.38 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze $0 Copay PCP Visits + Adult Eye Exam | Bronce ampliado | $505.25 | $645.71 | $1,371.25 | $7,500 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ Standard | Bronce ampliado | $506.50 | $647.31 | $1,374.64 | $7,500 | $10,000 |
| Medica | Harmony by Medica Expanded Bronze Standard + Adult Eye Exam | Bronce ampliado | $515.85 | $659.26 | $1,400.02 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze Premier + Adult Eye Exam | Bronce ampliado | $533.45 | $681.74 | $1,447.77 | $2,000 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 203 | Bronce ampliado | $545.55 | $697.21 | $1,480.62 | $4,500 | $8,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Bronze PPO℠ Standard | Bronce ampliado | $772.09 | $986.73 | $2,095.45 | $7,500 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $452.88 | $578.76 | $1,229.08 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Standard Gold | Oro | $477.50 | $610.23 | $1,295.91 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold | Oro | $485.89 | $620.96 | $1,318.68 | $800 | $7,250 |
| Ambetter of Oklahoma | Standard Gold + Vision + Adult Dental | Oro | $497.84 | $636.22 | $1,351.10 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold + Vision + Adult Dental | Oro | $506.59 | $647.40 | $1,374.85 | $800 | $7,250 |
| CommunityCare | CommunityCare Gold L21 | Oro | $521.80 | $666.86 | $1,416.17 | $3,800 | $7,500 |
| CommunityCare | CommunityCare Gold Standardized | Oro | $522.22 | $667.40 | $1,417.31 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 804 | Oro | $522.86 | $668.22 | $1,419.04 | $1,000 | $10,600 |
| CommunityCare | CommunityCare Gold IH221 | Oro | $525.03 | $670.98 | $1,424.92 | $1,100 | $8,500 |
| Medica | Balance by Medica Gold $0 Copay PCP Visits | Oro | $541.11 | $691.54 | $1,468.57 | $1,500 | $8,800 |
| Mending Health | MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Oro | $541.60 | $692.16 | $1,469.90 | $0 | $8,800 |
| Medica | Balance by Medica Gold Share | Oro | $547.96 | $700.30 | $1,487.17 | $2,500 | $5,900 |
| Ambetter of Oklahoma | Elite Gold | Oro | $549.76 | $702.58 | $1,492.03 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $550.70 | $703.80 | $1,494.61 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 704 | Oro | $553.69 | $707.62 | $1,502.71 | $1,000 | $7,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Oro | $556.26 | $710.90 | $1,509.68 | $2,000 | $7,000 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ Standard | Oro | $560.10 | $715.81 | $1,520.11 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Elite Gold + Vision + Adult Dental | Oro | $573.18 | $732.51 | $1,555.58 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Oro | $573.40 | $732.81 | $1,556.21 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $581.35 | $742.97 | $1,577.80 | $0 | $7,000 |
| Medica | Balance by Medica Gold Standard | Oro | $592.09 | $756.69 | $1,606.92 | $2,000 | $8,200 |
| Mending Health | MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) | Oro | $612.46 | $782.72 | $1,662.21 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 309 | Oro | $627.88 | $802.43 | $1,704.07 | $1,050 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 604 | Oro | $645.95 | $825.52 | $1,753.11 | $1,100 | $8,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ Standard | Oro | $668.70 | $854.60 | $1,814.85 | $2,000 | $8,200 |
| Medica | Harmony by Medica Gold $0 Copay PCP Visits + Adult Eye Exam | Oro | $674.43 | $861.92 | $1,830.40 | $1,500 | $8,800 |
| Medica | Harmony by Medica Gold Share + Adult Eye Exam | Oro | $682.97 | $872.83 | $1,853.57 | $2,500 | $5,900 |
| Medica | Harmony by Medica Gold Standard + Adult Eye Exam | Oro | $737.96 | $943.11 | $2,002.83 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Gold PPO℠ Standard | Oro | $986.40 | $1,260.62 | $2,677.09 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Standard Silver | Plata | $439.15 | $561.23 | $1,191.84 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Focused Silver | Plata | $444.41 | $567.94 | $1,206.10 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $446.03 | $570.01 | $1,210.50 | $5,750 | $8,600 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $447.23 | $571.55 | $1,213.76 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple Diabetes | Plata | $450.06 | $575.17 | $1,221.44 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Plata | $451.56 | $577.09 | $1,225.52 | $6,500 | $9,600 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options | Plata | $452.34 | $578.08 | $1,227.63 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $452.92 | $578.81 | $1,229.19 | $5,000 | $8,650 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Plata | $456.27 | $583.10 | $1,238.29 | $5,900 | $10,150 |
| Ambetter of Oklahoma | Standard Silver + Vision + Adult Dental | Plata | $457.86 | $585.13 | $1,242.59 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Plata | $458.41 | $585.84 | $1,244.10 | $6,000 | $10,150 |
| Oscar Insurance Company | Silver Elite Saver Plus | Plata | $461.88 | $590.26 | $1,253.50 | $0 | $10,150 |
| Ambetter of Oklahoma | Focused Silver + Vision + Adult Dental | Plata | $463.34 | $592.13 | $1,257.47 | $6,300 | $8,400 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $471.61 | $602.70 | $1,279.91 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $472.21 | $603.47 | $1,281.54 | $5,000 | $8,650 |
| CommunityCare | CommunityCare Silver Standardized | Plata | $517.67 | $661.58 | $1,404.95 | $6,000 | $8,900 |
| CommunityCare | CommunityCare Silver SLIH223 | Plata | $522.96 | $668.35 | $1,419.32 | $6,600 | $7,800 |
| CommunityCare | CommunityCare Silver L21 | Plata | $523.69 | $669.27 | $1,421.28 | $7,000 | $7,600 |
| Mending Health | MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Plata | $545.32 | $696.92 | $1,480.01 | $2,300 | $10,150 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $549.51 | $702.27 | $1,491.37 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $553.86 | $707.83 | $1,503.17 | $2,900 | $9,500 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 705 | Plata | $555.93 | $710.48 | $1,508.79 | $2,950 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 803 | Plata | $559.14 | $714.58 | $1,517.51 | $3,000 | $10,600 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $560.48 | $716.29 | $1,521.13 | $2,600 | $9,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ Standard | Plata | $567.99 | $725.89 | $1,541.52 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $571.00 | $729.74 | $1,549.70 | $2,900 | $9,500 |
| Medica | Balance by Medica Silver $0 Copay PCP Visits | Plata | $571.83 | $730.79 | $1,551.93 | $3,500 | $10,450 |
| Medica | Balance by Medica Silver Share | Plata | $572.77 | $732.00 | $1,554.50 | $3,525 | $8,850 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $577.62 | $738.20 | $1,567.66 | $2,600 | $9,200 |
| Medica | Balance by Medica Silver Standard | Plata | $609.21 | $778.58 | $1,653.41 | $6,000 | $8,900 |
| Mending Health | MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) | Plata | $616.64 | $788.06 | $1,673.56 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 501 | Plata | $644.91 | $824.19 | $1,750.29 | $3,500 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ Standard | Plata | $679.70 | $868.66 | $1,844.71 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 204 | Plata | $684.01 | $874.16 | $1,856.40 | $1,025 | $10,150 |
| Medica | Harmony by Medica Silver $0 Copay PCP Visits + Adult Eye Exam | Plata | $712.71 | $910.84 | $1,934.29 | $3,500 | $10,450 |
| Medica | Harmony by Medica Silver Share + Adult Eye Exam | Plata | $713.89 | $912.35 | $1,937.49 | $3,525 | $8,850 |
| Medica | Harmony by Medica Silver Standard + Adult Eye Exam | Plata | $759.31 | $970.40 | $2,060.77 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Silver PPO℠ Standard | Plata | $1,017.21 | $1,299.99 | $2,760.71 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.