Planes del Mercado de Seguros Médicos de la ACA en el condado de Garfield, Oklahoma (2026)
El condado de Garfield, Oklahoma, tiene 41 planes del Mercado de Seguros Médicos de la ACA de 4 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $499 a $1,177 y un plan de referencia (el segundo plan Plata de menor costo) de $705 al mes. Planes de 2027 para el condado de Garfield ya están disponibles.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $429.55 | $548.97 | $1,165.81 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 202 | Bronce | $449.99 | $575.09 | $1,221.27 | $6,800 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Security PPO℠ 200 | Catastrófico | $643.06 | $821.83 | $1,745.26 | $10,600 | $10,600 |
| Medica | Harmony by Medica Bronze $0 Copay PCP Visits | Bronce ampliado | $390.59 | $499.17 | $1,060.05 | $7,500 | $10,600 |
| Medica | Harmony by Medica Expanded Bronze Standard | Bronce ampliado | $398.78 | $509.64 | $1,082.30 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze Premier | Bronce ampliado | $412.38 | $527.03 | $1,119.21 | $2,000 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $445.20 | $568.97 | $1,208.27 | $7,500 | $10,000 |
| Mending Health | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Bronce ampliado | $455.44 | $582.05 | $1,236.06 | $4,950 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $464.20 | $593.24 | $1,259.83 | $7,500 | $10,000 |
| Mending Health | MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | Bronce ampliado | $464.43 | $593.54 | $1,260.45 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $468.20 | $598.36 | $1,270.69 | $0 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ Standard | Bronce ampliado | $478.00 | $610.88 | $1,297.29 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 203 | Bronce ampliado | $513.32 | $656.02 | $1,393.15 | $4,500 | $8,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Bronze PPO℠ Standard | Bronce ampliado | $698.36 | $892.50 | $1,895.35 | $7,500 | $10,000 |
| Medica | Harmony by Medica Gold $0 Copay PCP Visits | Oro | $521.37 | $666.31 | $1,415.00 | $1,500 | $8,800 |
| Medica | Harmony by Medica Gold Share | Oro | $527.97 | $674.75 | $1,432.92 | $2,500 | $5,900 |
| Medica | Harmony by Medica Gold Standard | Oro | $570.49 | $729.08 | $1,548.30 | $2,000 | $8,200 |
| Mending Health | MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Oro | $580.80 | $742.26 | $1,576.29 | $0 | $8,800 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 309 | Oro | $590.70 | $754.91 | $1,603.16 | $1,050 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 604 | Oro | $607.34 | $776.18 | $1,648.32 | $1,100 | $8,600 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $610.25 | $779.90 | $1,656.22 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Oro | $616.40 | $787.76 | $1,672.92 | $2,000 | $7,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ Standard | Oro | $628.56 | $803.30 | $1,705.91 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Oro | $635.40 | $812.04 | $1,724.48 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $644.22 | $823.31 | $1,748.40 | $0 | $7,000 |
| Mending Health | MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) | Oro | $656.79 | $839.38 | $1,782.53 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Gold PPO℠ Standard | Oro | $894.36 | $1,142.99 | $2,427.29 | $2,000 | $8,200 |
| Medica | Harmony by Medica Silver $0 Copay PCP Visits | Plata | $550.97 | $704.13 | $1,495.32 | $3,500 | $10,450 |
| Medica | Harmony by Medica Silver Share | Plata | $551.88 | $705.30 | $1,497.79 | $3,525 | $8,850 |
| Mending Health | MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Plata | $584.80 | $747.37 | $1,587.13 | $2,300 | $10,150 |
| Medica | Harmony by Medica Silver Standard | Plata | $586.99 | $750.17 | $1,593.09 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 501 | Plata | $607.70 | $776.64 | $1,649.30 | $3,500 | $10,600 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $608.93 | $778.21 | $1,652.63 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $613.75 | $784.37 | $1,665.71 | $2,900 | $9,500 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $621.08 | $793.74 | $1,685.61 | $2,600 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $632.74 | $808.65 | $1,717.27 | $2,900 | $9,500 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ Standard | Plata | $639.83 | $817.70 | $1,736.50 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $640.08 | $818.02 | $1,737.17 | $2,600 | $9,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 204 | Plata | $643.65 | $822.58 | $1,746.87 | $1,025 | $10,150 |
| Mending Health | MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) | Plata | $661.27 | $845.11 | $1,794.69 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Silver PPO℠ Standard | Plata | $921.04 | $1,177.09 | $2,499.70 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.