Planes del Mercado de Seguros Médicos de la ACA en el condado de Cotton, Oklahoma (2026)
El condado de Cotton, Oklahoma, tiene 55 planes del Mercado de Seguros Médicos de la ACA de 4 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $469 a $1,177 y un plan de referencia (el segundo plan Plata de menor costo) de $592 al mes. Planes de 2027 para el condado de Cotton ya están disponibles.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, Agente de seguros con licencia (NPN 20983651)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $429.55 | $548.97 | $1,165.81 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 202 | Bronce | $449.99 | $575.09 | $1,221.27 | $6,800 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Security PPO℠ 200 | Catastrófico | $643.06 | $821.83 | $1,745.26 | $10,600 | $10,600 |
| Ambetter of Oklahoma | Everyday Bronze | Bronce ampliado | $366.75 | $468.69 | $995.32 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze | Bronce ampliado | $366.99 | $469.00 | $995.97 | $7,500 | $10,000 |
| Ambetter of Oklahoma | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $382.36 | $488.65 | $1,037.71 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $382.62 | $488.97 | $1,038.39 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze $0 Copay PCP Visits | Bronce ampliado | $390.59 | $499.17 | $1,060.05 | $7,500 | $10,600 |
| Medica | Harmony by Medica Expanded Bronze Standard | Bronce ampliado | $398.78 | $509.64 | $1,082.30 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze Premier | Bronce ampliado | $412.38 | $527.03 | $1,119.21 | $2,000 | $10,600 |
| Ambetter of Oklahoma | Elite Bronze | Bronce ampliado | $423.57 | $541.31 | $1,149.54 | $0 | $10,500 |
| Ambetter of Oklahoma | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $441.61 | $564.36 | $1,198.50 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $445.20 | $568.97 | $1,208.27 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $464.20 | $593.24 | $1,259.83 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $468.20 | $598.36 | $1,270.69 | $0 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ Standard | Bronce ampliado | $478.00 | $610.88 | $1,297.29 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 203 | Bronce ampliado | $513.32 | $656.02 | $1,393.15 | $4,500 | $8,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Bronze PPO℠ Standard | Bronce ampliado | $698.36 | $892.50 | $1,895.35 | $7,500 | $10,000 |
| Ambetter of Oklahoma | Standard Gold | Oro | $497.98 | $636.40 | $1,351.48 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold | Oro | $506.73 | $647.59 | $1,375.23 | $800 | $7,250 |
| Ambetter of Oklahoma | Standard Gold + Vision + Adult Dental | Oro | $519.19 | $663.51 | $1,409.04 | $2,000 | $8,200 |
| Medica | Harmony by Medica Gold $0 Copay PCP Visits | Oro | $521.37 | $666.31 | $1,415.00 | $1,500 | $8,800 |
| Medica | Harmony by Medica Gold Share | Oro | $527.97 | $674.75 | $1,432.92 | $2,500 | $5,900 |
| Ambetter of Oklahoma | Everyday Gold + Vision + Adult Dental | Oro | $528.31 | $675.17 | $1,433.80 | $800 | $7,250 |
| Medica | Harmony by Medica Gold Standard | Oro | $570.49 | $729.08 | $1,548.30 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Elite Gold | Oro | $573.34 | $732.71 | $1,556.01 | $0 | $6,500 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 309 | Oro | $590.70 | $754.91 | $1,603.16 | $1,050 | $10,600 |
| Ambetter of Oklahoma | Elite Gold + Vision + Adult Dental | Oro | $597.76 | $763.92 | $1,622.28 | $0 | $6,500 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 604 | Oro | $607.34 | $776.18 | $1,648.32 | $1,100 | $8,600 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $610.25 | $779.90 | $1,656.22 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Oro | $616.40 | $787.76 | $1,672.92 | $2,000 | $7,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ Standard | Oro | $628.56 | $803.30 | $1,705.91 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Oro | $635.40 | $812.04 | $1,724.48 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $644.22 | $823.31 | $1,748.40 | $0 | $7,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Gold PPO℠ Standard | Oro | $894.36 | $1,142.99 | $2,427.29 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Standard Silver | Plata | $457.99 | $585.29 | $1,242.95 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Focused Silver | Plata | $463.47 | $592.30 | $1,257.82 | $6,300 | $8,400 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options | Plata | $471.74 | $602.87 | $1,280.28 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $472.34 | $603.64 | $1,281.90 | $5,000 | $8,650 |
| Ambetter of Oklahoma | Standard Silver + Vision + Adult Dental | Plata | $477.49 | $610.22 | $1,295.88 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Focused Silver + Vision + Adult Dental | Plata | $483.21 | $617.52 | $1,311.39 | $6,300 | $8,400 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $491.83 | $628.55 | $1,334.80 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $492.46 | $629.35 | $1,336.50 | $5,000 | $8,650 |
| Medica | Harmony by Medica Silver $0 Copay PCP Visits | Plata | $550.97 | $704.13 | $1,495.32 | $3,500 | $10,450 |
| Medica | Harmony by Medica Silver Share | Plata | $551.88 | $705.30 | $1,497.79 | $3,525 | $8,850 |
| Medica | Harmony by Medica Silver Standard | Plata | $586.99 | $750.17 | $1,593.09 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 501 | Plata | $607.70 | $776.64 | $1,649.30 | $3,500 | $10,600 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $608.93 | $778.21 | $1,652.63 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $613.75 | $784.37 | $1,665.71 | $2,900 | $9,500 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Plata | $621.08 | $793.74 | $1,685.61 | $2,600 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $632.74 | $808.65 | $1,717.27 | $2,900 | $9,500 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ Standard | Plata | $639.83 | $817.70 | $1,736.50 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $640.08 | $818.02 | $1,737.17 | $2,600 | $9,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 204 | Plata | $643.65 | $822.58 | $1,746.87 | $1,025 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Silver PPO℠ Standard | Plata | $921.04 | $1,177.09 | $2,499.70 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.