Planes del Mercado de Seguros Médicos de la ACA en el condado de Fayette, Ohio (2026)
El condado de Fayette, Ohio, tiene 98 planes del Mercado de Seguros Médicos de la ACA de 6 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $397 a $1,235 y un plan de referencia (el segundo plan Plata de menor costo) de $539 al mes. Planes de 2027 para el condado de Fayette ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Ohio (Licencia n.º 1559549)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | Bronce | $392.62 | $501.77 | $1,065.57 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Bronce | $397.93 | $508.55 | $1,079.98 | $10,600 | $10,600 |
| Oscar Health Insurance | Bronze Classic Standard | Bronce ampliado | $310.87 | $397.28 | $843.68 | $7,500 | $10,000 |
| Oscar Health Insurance | Bronze Classic 4700 | Bronce ampliado | $315.14 | $402.74 | $855.26 | $4,700 | $10,150 |
| Oscar Health Insurance | Bronze Simple Diabetes | Bronce ampliado | $317.51 | $405.77 | $861.71 | $5,500 | $10,150 |
| Oscar Health Insurance | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $318.99 | $407.65 | $865.71 | $5,500 | $10,150 |
| Oscar Health Insurance | Bronze Simple Chronic Care CKM | Bronce ampliado | $321.45 | $410.80 | $872.39 | $5,500 | $10,150 |
| Oscar Health Insurance | Bronze Elite + PCP Saver Plus | Bronce ampliado | $337.15 | $430.87 | $915.01 | $0 | $10,600 |
| MedMutual | Bronze $8,300 w/ Virtual & Wellness ON-EX | Bronce ampliado | $393.19 | $502.49 | $1,067.11 | $8,300 | $10,000 |
| MedMutual | Bronze $8,300 w/ Adult Dental ON-EX | Bronce ampliado | $401.27 | $512.83 | $1,089.06 | $8,300 | $10,000 |
| Ambetter from Buckeye Health Plan | Standard Expanded Bronze | Bronce ampliado | $404.46 | $516.88 | $1,097.67 | $7,500 | $10,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze | Bronce ampliado | $405.21 | $517.84 | $1,099.70 | $8,450 | $10,150 |
| MedMutual | Bronze Standard w/ Virtual & Wellness | Bronce ampliado | $410.63 | $524.79 | $1,114.46 | $7,500 | $10,000 |
| MedMutual | Bronze HSA $7,300 ON-EX | Bronce ampliado | $413.61 | $528.60 | $1,122.55 | $7,300 | $7,300 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) | Bronce ampliado | $414.82 | $530.14 | $1,125.82 | $6,000 | $10,600 |
| Ambetter from Buckeye Health Plan | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $416.92 | $532.81 | $1,131.49 | $7,500 | $10,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $417.69 | $533.80 | $1,133.59 | $8,450 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 8500 for HSA | Bronce ampliado | $423.28 | $540.95 | $1,148.78 | $8,500 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) | Bronce ampliado | $425.11 | $543.29 | $1,153.75 | $7,500 | $10,000 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA | Bronce ampliado | $437.80 | $559.49 | $1,188.15 | $7,250 | $7,250 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA + Vision + Adult Dental | Bronce ampliado | $451.29 | $576.73 | $1,224.77 | $7,250 | $7,250 |
| Molina Healthcare | Molina Bronze Saver 7000 | Bronce ampliado | $475.16 | $607.26 | $1,289.60 | $7,000 | $10,200 |
| Molina Healthcare | Molina Bronze Standard | Bronce ampliado | $479.19 | $612.41 | $1,300.53 | $7,500 | $10,000 |
| Molina Healthcare | Molina Bronze Saver 7000 Plus with Adult Vision | Bronce ampliado | $479.25 | $612.48 | $1,300.69 | $7,000 | $10,200 |
| Molina Healthcare | Molina Bronze Smart Heart Health | Bronce ampliado | $488.27 | $624.02 | $1,325.18 | $4,000 | $9,950 |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Bronce ampliado | $491.85 | $628.59 | $1,334.88 | $3,500 | $9,950 |
| Molina Healthcare | Molina Bronze Saver 7000 Plus with Adult Dental and Vision | Bronce ampliado | $493.21 | $630.33 | $1,338.58 | $7,000 | $10,200 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Vision | Bronce ampliado | $495.94 | $633.81 | $1,345.97 | $3,500 | $9,950 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Bronce ampliado | $509.90 | $651.65 | $1,383.87 | $3,500 | $9,950 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Bronce ampliado | $511.47 | $653.66 | $1,388.13 | $10,600 | $10,600 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Bronce ampliado | $515.62 | $658.96 | $1,399.40 | $10,600 | $10,600 |
| CareSource | Bronze 7500 $25 Generic Drugs | Bronce ampliado | $526.96 | $673.45 | $1,430.16 | $7,500 | $10,000 |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Bronce ampliado | $531.19 | $678.86 | $1,441.65 | $7,500 | $10,000 |
| Oscar Health Insurance | Gold Classic Standard | Oro | $420.73 | $537.68 | $1,141.84 | $2,000 | $8,200 |
| Oscar Health Insurance | Gold Classic | Oro | $429.91 | $549.41 | $1,166.75 | $2,250 | $7,500 |
| Oscar Health Insurance | Gold Elite Saver Plus | Oro | $459.05 | $586.65 | $1,245.83 | $0 | $8,900 |
| Ambetter from Buckeye Health Plan | Clear Gold | Oro | $495.86 | $633.70 | $1,345.74 | $1,200 | $9,150 |
| Ambetter from Buckeye Health Plan | Standard Gold | Oro | $508.80 | $650.24 | $1,380.87 | $2,000 | $8,200 |
| Ambetter from Buckeye Health Plan | Clear Gold + Vision + Adult Dental | Oro | $511.14 | $653.23 | $1,387.21 | $1,200 | $9,150 |
| Ambetter from Buckeye Health Plan | Standard Gold + Vision + Adult Dental | Oro | $524.48 | $670.28 | $1,423.42 | $2,000 | $8,200 |
| Ambetter from Buckeye Health Plan | Complete Gold | Oro | $532.42 | $680.42 | $1,444.95 | $1,450 | $7,500 |
| Ambetter from Buckeye Health Plan | Complete Gold + Vision + Adult Dental | Oro | $548.82 | $701.38 | $1,489.48 | $1,450 | $7,500 |
| MedMutual | Gold Standard w/ Virtual & Wellness | Oro | $619.99 | $792.35 | $1,682.67 | $2,000 | $8,200 |
| MedMutual | Gold $500 w/ Virtual & Wellness ON-EX | Oro | $628.51 | $803.23 | $1,705.76 | $500 | $7,500 |
| Molina Healthcare | Molina Gold Core 1640 | Oro | $628.93 | $803.77 | $1,706.92 | $1,640 | $8,100 |
| MedMutual | Gold $1,000 w/ Virtual & Wellness ON-EX | Oro | $629.36 | $804.32 | $1,708.07 | $1,000 | $8,000 |
| Molina Healthcare | Molina Gold Smart Heart Health | Oro | $630.94 | $806.34 | $1,712.36 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 895 | Oro | $631.05 | $806.48 | $1,712.67 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Vision | Oro | $633.02 | $809.00 | $1,718.01 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Vision | Oro | $635.14 | $811.71 | $1,723.76 | $895 | $8,700 |
| MedMutual | Gold $1,000 w/ Adult Dental ON-EX | Oro | $640.85 | $819.00 | $1,739.25 | $1,000 | $8,000 |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Oro | $646.98 | $826.84 | $1,755.90 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Oro | $649.10 | $829.55 | $1,761.66 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Standard | Oro | $656.75 | $839.32 | $1,782.41 | $2,000 | $8,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) | Oro | $699.04 | $893.37 | $1,897.19 | $2,000 | $8,200 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Oro | $877.95 | $1,122.01 | $2,382.74 | $3,000 | $8,500 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Oro | $882.10 | $1,127.32 | $2,394.02 | $3,000 | $8,500 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Oro | $884.79 | $1,130.76 | $2,401.32 | $3,000 | $8,500 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Oro | $888.94 | $1,136.07 | $2,412.59 | $3,000 | $8,500 |
| CareSource | Core Gold 1500 $10 Generic Drugs | Oro | $920.47 | $1,176.36 | $2,498.15 | $1,500 | $8,000 |
| CareSource | Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness | Oro | $924.62 | $1,181.67 | $2,509.42 | $1,500 | $8,000 |
| CareSource | Gold 2000 $15 Generic Drugs | Oro | $961.91 | $1,229.32 | $2,610.62 | $2,000 | $8,200 |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Oro | $966.06 | $1,234.63 | $2,621.89 | $2,000 | $8,200 |
| Oscar Health Insurance | Silver Classic Standard | Plata | $421.02 | $538.05 | $1,142.62 | $6,000 | $8,900 |
| Oscar Health Insurance | Silver Simple PCP Saver | Plata | $422.01 | $539.32 | $1,145.32 | $5,750 | $10,150 |
| Oscar Health Insurance | Silver Simple Diabetes | Plata | $422.42 | $539.84 | $1,146.42 | $6,500 | $10,000 |
| Oscar Health Insurance | Silver Simple Breathe Easy with Enhanced COPD Benefits | Plata | $422.58 | $540.04 | $1,146.85 | $6,200 | $9,600 |
| Oscar Health Insurance | Silver Simple Chronic Care CKM | Plata | $426.50 | $545.05 | $1,157.49 | $5,900 | $10,150 |
| Oscar Health Insurance | Silver Elite Saver Plus | Plata | $427.41 | $546.22 | $1,159.97 | $0 | $9,750 |
| Oscar Health Insurance | Silver Simple Women's Health with Menopause Benefits | Plata | $430.32 | $549.94 | $1,167.87 | $6,000 | $10,150 |
| Ambetter from Buckeye Health Plan | Standard Silver | Plata | $497.58 | $635.90 | $1,350.41 | $6,000 | $8,900 |
| Ambetter from Buckeye Health Plan | Complete Silver | Plata | $505.92 | $646.55 | $1,373.04 | $5,950 | $8,850 |
| Ambetter from Buckeye Health Plan | Standard Silver + Vision + Adult Dental | Plata | $512.92 | $655.49 | $1,392.03 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) | Plata | $514.99 | $658.16 | $1,397.68 | $5,000 | $8,950 |
| Ambetter from Buckeye Health Plan | Complete Silver + Vision + Adult Dental | Plata | $521.51 | $666.48 | $1,415.35 | $5,950 | $8,850 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) | Plata | $523.32 | $668.80 | $1,420.29 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) | Plata | $534.25 | $682.77 | $1,449.95 | $4,000 | $9,200 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Plata | $539.56 | $689.56 | $1,464.37 | $4,000 | $9,200 |
| MedMutual | Silver $5,800 w/ Virtual & Wellness ON-EX | Plata | $542.12 | $692.83 | $1,471.32 | $5,800 | $9,800 |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Plata | $543.58 | $694.69 | $1,475.27 | $7,000 | $10,150 |
| Molina Healthcare | Molina Silver Smart Heart Health | Plata | $543.86 | $695.05 | $1,476.02 | $6,000 | $8,990 |
| Molina Healthcare | Molina Silver Core | Plata | $544.93 | $696.42 | $1,478.94 | $6,000 | $8,990 |
| Molina Healthcare | Molina Silver Core Plus with Adult Vision | Plata | $549.08 | $701.72 | $1,490.20 | $6,000 | $8,990 |
| Molina Healthcare | Molina Silver Standard | Plata | $553.19 | $706.97 | $1,501.35 | $6,000 | $8,900 |
| MedMutual | Silver Standard w/ Virtual & Wellness | Plata | $555.31 | $709.69 | $1,507.12 | $6,000 | $8,900 |
| MedMutual | Silver $5,000 w/ Virtual & Wellness ON-EX | Plata | $555.74 | $710.24 | $1,508.28 | $5,000 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 5500 for HSA | Plata | $558.69 | $714.01 | $1,516.28 | $5,500 | $5,500 |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Plata | $563.25 | $719.84 | $1,528.66 | $6,000 | $8,990 |
| MedMutual | Silver $5,000 w/ Adult Dental ON-EX | Plata | $566.80 | $724.37 | $1,538.30 | $5,000 | $8,500 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Plata | $606.17 | $774.68 | $1,645.14 | $6,200 | $9,800 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Plata | $610.33 | $780.01 | $1,656.44 | $6,200 | $9,800 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Plata | $623.12 | $796.35 | $1,691.14 | $5,000 | $9,500 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Plata | $625.37 | $799.22 | $1,697.24 | $5,000 | $9,500 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Plata | $627.27 | $801.65 | $1,702.42 | $5,000 | $9,500 |
| CareSource | Silver 6000 $20 Generic Drugs | Plata | $627.70 | $802.20 | $1,703.59 | $6,000 | $8,900 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Plata | $629.52 | $804.52 | $1,708.51 | $5,000 | $9,500 |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Plata | $631.71 | $807.33 | $1,714.47 | $6,000 | $8,900 |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Plata | $721.79 | $922.44 | $1,958.93 | $5,500 | $5,500 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.