Planes del Mercado de Seguros Médicos de la ACA en el condado de Grand Forks, North Dakota (2026)
El condado de Grand Forks, North Dakota, tiene 31 planes del Mercado de Seguros Médicos de la ACA de 3 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $374 a $849 y un plan de referencia (el segundo plan Plata de menor costo) de $604 al mes. Planes de 2027 para el condado de Grand Forks ya están disponibles.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| Blue Cross Blue Shield of North Dakota | BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible | Catastrófico | $292.50 | $373.82 | $793.85 | $10,600 | $10,600 |
| Sanford Health Plan | Sanford Individual Simplicity $10,600 | Catastrófico | $308.70 | $394.52 | $837.80 | $10,600 | $10,600 |
| Medica | Altru Prime by Medica Bronze Share | Bronce ampliado | $327.66 | $418.75 | $889.27 | $8,000 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List) | Bronce ampliado | $339.60 | $434.01 | $921.67 | $6,000 | $10,150 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronce ampliado | $345.34 | $441.35 | $937.26 | $7,500 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronce ampliado | $351.10 | $448.70 | $952.87 | $6,500 | $9,750 |
| Blue Cross Blue Shield of North Dakota | BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan) | Bronce ampliado | $351.92 | $449.75 | $955.11 | $7,500 | $10,000 |
| Medica | Altru Prime by Medica Bronze $0 Copay PCP Visits | Bronce ampliado | $357.55 | $456.96 | $970.40 | $7,500 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List) | Bronce ampliado | $360.46 | $460.67 | $978.29 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $7,200 HSA Qualified | Bronce ampliado | $361.62 | $462.14 | $981.42 | $7,200 | $7,200 |
| Medica | Altru Prime by Medica Expanded Bronze Standard | Bronce ampliado | $363.92 | $465.09 | $987.67 | $7,500 | $10,000 |
| Medica | Medica Individual Choice Expanded Bronze Standard | Bronce ampliado | $460.32 | $588.29 | $1,249.32 | $7,500 | $10,000 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Altru Gold ($5 Value Based Drug List) | Oro | $428.83 | $548.04 | $1,163.84 | $2,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,000 | Oro | $491.26 | $627.83 | $1,333.28 | $2,000 | $8,200 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List) | Oro | $494.59 | $632.09 | $1,342.32 | $2,600 | $4,300 |
| Medica | Altru Prime by Medica Gold $0 Copay PCP Visits | Oro | $501.86 | $641.38 | $1,362.05 | $1,500 | $8,800 |
| Sanford Health Plan | Sanford Individual Simplicity $1,750 | Oro | $509.30 | $650.88 | $1,382.23 | $1,750 | $9,000 |
| Medica | Altru Prime by Medica Gold Share | Oro | $512.77 | $655.32 | $1,391.67 | $2,500 | $5,900 |
| Blue Cross Blue Shield of North Dakota | BlueValue Gold $30 PCP Copay (Standardized plan) | Oro | $515.82 | $659.22 | $1,399.94 | $2,000 | $8,200 |
| Medica | Altru Prime by Medica Gold Standard | Oro | $525.03 | $670.99 | $1,424.93 | $2,000 | $8,200 |
| Medica | Medica Individual Choice Gold Standard | Oro | $664.12 | $848.75 | $1,802.42 | $2,000 | $8,200 |
| Sanford Health Plan | Sanford Individual Simplicity $3,500 | Plata | $465.24 | $594.57 | $1,262.65 | $3,500 | $9,750 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Altru Silver ($5 Value Based Drug List) | Plata | $472.49 | $603.84 | $1,282.34 | $3,500 | $9,500 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,000 | Plata | $473.40 | $605.01 | $1,284.81 | $6,000 | $8,900 |
| Sanford Health Plan | Sanford Individual Simplicity $4,750 | Plata | $489.53 | $625.62 | $1,328.58 | $4,750 | $9,750 |
| Medica | Altru Prime by Medica Silver $0 Copay PCP Visits | Plata | $497.36 | $635.63 | $1,349.83 | $3,500 | $10,450 |
| Medica | Altru Prime by Medica Silver Share | Plata | $511.07 | $653.14 | $1,387.03 | $3,525 | $8,850 |
| Medica | Altru Prime by Medica Silver Standard | Plata | $513.81 | $656.65 | $1,394.47 | $6,000 | $8,900 |
| Blue Cross Blue Shield of North Dakota | BlueValue Silver $40 PCP Copay (Standardized plan) | Plata | $538.14 | $687.74 | $1,460.51 | $6,000 | $8,900 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List) | Plata | $571.97 | $730.98 | $1,552.33 | $3,500 | $7,500 |
| Medica | Medica Individual Choice Silver Standard | Plata | $649.92 | $830.60 | $1,763.89 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.