Planes del Mercado de Seguros Médicos de la ACA en el condado de Alamance, North Carolina (2026)
El condado de Alamance, North Carolina, tiene 45 planes del Mercado de Seguros Médicos de la ACA de 5 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $460 a $1,199 y un plan de referencia (el segundo plan Plata de menor costo) de $610 al mes. Planes de 2027 para el condado de Alamance ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en North Carolina (Licencia n.º 20983651)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronce | $431.07 | $550.91 | $1,169.92 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals | Bronce | $448.49 | $573.17 | $1,217.20 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance | Bronce ampliado | $359.88 | $459.93 | $976.71 | $7,000 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard | with UNC Health Alliance | Bronce ampliado | $374.38 | $478.46 | $1,016.07 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance | Bronce ampliado | $379.41 | $484.89 | $1,029.72 | $4,000 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard | Bronce ampliado | $382.06 | $488.25 | $1,036.87 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance | Bronce ampliado | $389.21 | $497.41 | $1,056.32 | $8,500 | $8,500 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 | Bronce ampliado | $390.91 | $499.57 | $1,060.90 | $4,700 | $9,600 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus | Bronce ampliado | $425.85 | $544.22 | $1,155.72 | $0 | $10,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Bronce ampliado | $435.92 | $557.10 | $1,183.07 | $7,500 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Bronce ampliado | $445.37 | $569.19 | $1,208.74 | $3,850 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $473.72 | $605.41 | $1,285.67 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ Dental + Vision (No Referrals) | Bronce ampliado | $491.40 | $628.01 | $1,333.66 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $492.57 | $629.50 | $1,336.83 | $0 | $10,600 |
| Cigna Healthcare | Connect Bronze RD 6000 Indiv Med Deductible | Bronce ampliado | $624.47 | $798.07 | $1,694.81 | $6,000 | $10,300 |
| Cigna Healthcare | Connect Bronze RD CMS Standard | Bronce ampliado | $625.67 | $799.61 | $1,698.07 | $7,500 | $10,000 |
| Cigna Healthcare | Connect Bronze RD 5000 Indiv Med Deductible | Bronce ampliado | $636.47 | $813.41 | $1,727.38 | $5,000 | $9,700 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | Oro | $495.01 | $632.62 | $1,343.46 | $1,800 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A | with UNC Health Alliance | Oro | $500.04 | $639.05 | $1,357.11 | $2,000 | $8,200 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard | Oro | $533.73 | $682.09 | $1,448.51 | $2,000 | $8,200 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Oro | $583.66 | $745.92 | $1,584.05 | $2,000 | $8,200 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Oro | $606.26 | $774.79 | $1,645.37 | $850 | $8,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Oro | $724.93 | $926.46 | $1,967.46 | $0 | $10,600 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $728.60 | $931.15 | $1,977.41 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) | Oro | $745.96 | $953.34 | $2,024.54 | $750 | $9,200 |
| UnitedHealthcare | UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) | Oro | $763.64 | $975.93 | $2,072.52 | $750 | $9,200 |
| Cigna Healthcare | Connect Gold RD CMS Standard | Oro | $938.27 | $1,199.11 | $2,546.46 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance | Plata | $471.75 | $602.90 | $1,280.33 | $2,800 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard | with UNC Health Alliance | Plata | $476.96 | $609.55 | $1,294.47 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | Plata | $487.62 | $623.18 | $1,323.40 | $3,000 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver | Plata | $489.15 | $625.12 | $1,327.53 | $5,500 | $9,900 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard | Plata | $495.71 | $633.51 | $1,345.33 | $6,000 | $8,900 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes | Plata | $496.43 | $634.42 | $1,347.28 | $6,500 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic | Plata | $502.26 | $641.87 | $1,363.09 | $5,400 | $9,200 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Plata | $565.28 | $722.43 | $1,534.16 | $6,100 | $9,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Plata | $570.13 | $728.62 | $1,547.32 | $6,000 | $8,900 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Plata | $582.09 | $743.91 | $1,579.79 | $400 | $10,200 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Plata | $653.66 | $835.38 | $1,774.04 | $3,550 | $10,000 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $654.89 | $836.94 | $1,777.36 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Plata | $662.70 | $846.94 | $1,798.58 | $2,500 | $10,150 |
| UnitedHealthcare | UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $671.35 | $857.98 | $1,822.03 | $3,550 | $10,000 |
| UnitedHealthcare | UHC Silver Advantage + ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $680.39 | $869.53 | $1,846.57 | $2,500 | $10,150 |
| Cigna Healthcare | Connect Silver RD 5000 Indiv Med Deductible | Plata | $775.73 | $991.38 | $2,105.33 | $5,000 | $9,250 |
| Cigna Healthcare | Connect Silver RD CMS Standard | Plata | $779.70 | $996.46 | $2,116.11 | $6,000 | $8,900 |
| Cigna Healthcare | Connect Silver RD 3500 Indiv Med Deductible | Plata | $781.92 | $999.29 | $2,122.13 | $3,500 | $9,000 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.