Planes del Mercado de Seguros Médicos de la ACA en el condado de Saint Louis, Missouri (2026)
El condado de Saint Louis, Missouri, tiene 68 planes del Mercado de Seguros Médicos de la ACA de 5 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $365 a $635 y un plan de referencia (el segundo plan Plata de menor costo) de $532 al mes. Planes de 2027 para el condado de Saint Louis ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Missouri (Licencia n.º 3002917511)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce | $317.44 | $405.69 | $861.53 | $10,150 | $10,150 |
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $353.55 | $451.84 | $959.54 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Catastrophic Pathway (+ Incentives) | Catastrófico | $285.66 | $365.07 | $775.28 | $10,600 | $10,600 |
| Ambetter from Home State Health | Standard Expanded Bronze | Bronce ampliado | $316.71 | $404.74 | $859.51 | $7,500 | $10,000 |
| Ambetter from Home State Health | Everyday Bronze | Bronce ampliado | $317.40 | $405.63 | $861.41 | $8,450 | $10,150 |
| Ambetter from Home State Health | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $326.28 | $416.97 | $885.50 | $7,500 | $10,000 |
| Ambetter from Home State Health | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $327.00 | $417.89 | $887.45 | $8,450 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $332.46 | $424.88 | $902.30 | $6,900 | $10,150 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $336.77 | $430.39 | $913.99 | $4,900 | $10,150 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $336.84 | $430.47 | $914.15 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $339.34 | $433.68 | $920.97 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $342.82 | $438.11 | $930.38 | $4,700 | $9,800 |
| Ambetter from Home State Health | Elite Bronze | Bronce ampliado | $343.60 | $439.11 | $932.51 | $0 | $10,500 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $344.72 | $440.54 | $935.55 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $351.14 | $448.74 | $952.96 | $0 | $10,600 |
| Ambetter from Home State Health | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $353.99 | $452.38 | $960.70 | $0 | $10,500 |
| Medica | Medica with SSM Health Bronze Share | Bronce ampliado | $366.35 | $468.20 | $994.28 | $8,000 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $375.62 | $480.04 | $1,019.42 | $7,500 | $10,000 |
| Medica | Balance by Medica Bronze $0 Copay PCP Visits | Bronce ampliado | $377.45 | $482.38 | $1,024.40 | $7,500 | $10,600 |
| Medica | Balance by Medica Expanded Bronze Standard | Bronce ampliado | $380.66 | $486.48 | $1,033.11 | $7,500 | $10,000 |
| Medica | Medica with SSM Health Bronze $0 Copay PCP Visits | Bronce ampliado | $380.82 | $486.68 | $1,033.54 | $7,500 | $10,600 |
| Medica | Medica with SSM Health Expanded Bronze Standard | Bronce ampliado | $384.01 | $490.77 | $1,042.21 | $7,500 | $10,000 |
| Medica | Balance by Medica Bronze Premier | Bronce ampliado | $384.32 | $491.16 | $1,043.04 | $2,000 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $387.79 | $495.60 | $1,052.46 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $396.31 | $506.48 | $1,075.58 | $0 | $10,600 |
| Oscar Insurance Company | Gold Simple | Oro | $398.89 | $509.77 | $1,082.57 | $3,300 | $9,950 |
| Ambetter from Home State Health | Standard Gold | Oro | $400.66 | $512.03 | $1,087.37 | $2,000 | $8,200 |
| Ambetter from Home State Health | Everyday Gold | Oro | $405.36 | $518.03 | $1,100.11 | $800 | $7,250 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $406.95 | $520.07 | $1,104.45 | $2,000 | $8,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $412.23 | $526.83 | $1,118.79 | $2,000 | $8,200 |
| Ambetter from Home State Health | Standard Gold + Vision + Adult Dental | Oro | $412.77 | $527.51 | $1,120.24 | $2,000 | $8,200 |
| Ambetter from Home State Health | Everyday Gold + Vision + Adult Dental | Oro | $417.61 | $533.69 | $1,133.37 | $800 | $7,250 |
| Ambetter from Home State Health | Complete Gold | Oro | $419.00 | $535.47 | $1,137.14 | $1,450 | $7,700 |
| Ambetter from Home State Health | Complete Gold + Vision + Adult Dental | Oro | $431.67 | $551.66 | $1,171.52 | $1,450 | $7,700 |
| Medica | Balance by Medica Gold $0 Copay PCP Visits | Oro | $447.48 | $571.87 | $1,214.45 | $1,500 | $8,800 |
| Medica | Balance by Medica Gold Share | Oro | $449.68 | $574.69 | $1,220.44 | $2,500 | $5,900 |
| Medica | Medica with SSM Health Gold $0 Copay PCP Visits | Oro | $452.18 | $577.88 | $1,227.21 | $1,500 | $8,800 |
| Medica | Medica with SSM Health Gold Share | Oro | $454.26 | $580.54 | $1,232.86 | $2,500 | $5,900 |
| Medica | Balance by Medica Gold Standard | Oro | $456.40 | $583.28 | $1,238.67 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $459.20 | $586.86 | $1,246.26 | $2,000 | $8,200 |
| Medica | Medica with SSM Health Gold Standard | Oro | $461.31 | $589.56 | $1,252.01 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Oro | $461.75 | $590.12 | $1,253.19 | $1,500 | $8,100 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Oro | $473.92 | $605.67 | $1,286.23 | $1,500 | $8,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Oro | $477.95 | $610.82 | $1,297.15 | $0 | $8,000 |
| Ambetter from Home State Health | Standard Silver | Plata | $409.46 | $523.28 | $1,111.24 | $6,000 | $8,900 |
| Ambetter from Home State Health | Complete Silver | Plata | $415.90 | $531.51 | $1,128.73 | $5,950 | $8,850 |
| Ambetter from Home State Health | Standard Silver + Vision + Adult Dental | Plata | $421.84 | $539.09 | $1,144.84 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $426.98 | $545.68 | $1,158.82 | $7,200 | $8,625 |
| Ambetter from Home State Health | Complete Silver + Vision + Adult Dental | Plata | $428.48 | $547.58 | $1,162.85 | $5,950 | $8,850 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $431.86 | $551.92 | $1,172.07 | $5,350 | $8,600 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $434.05 | $554.70 | $1,177.99 | $5,100 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $434.47 | $555.25 | $1,179.15 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $437.19 | $558.71 | $1,186.50 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $437.65 | $559.32 | $1,187.78 | $3,100 | $10,150 |
| Oscar Insurance Company | Silver Simple Diabetes | Plata | $438.05 | $559.81 | $1,188.84 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Plata | $440.09 | $562.42 | $1,194.38 | $6,000 | $10,150 |
| Oscar Insurance Company | Silver Elite Saver Plus | Plata | $441.50 | $564.22 | $1,198.19 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $479.64 | $612.98 | $1,301.75 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | Plata | $479.70 | $613.06 | $1,301.92 | $3,500 | $10,300 |
| Medica | Balance by Medica Silver $0 Copay PCP Visits | Plata | $484.17 | $618.77 | $1,314.03 | $3,500 | $10,450 |
| Medica | Balance by Medica Silver Share | Plata | $486.17 | $621.33 | $1,319.48 | $3,525 | $8,850 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Plata | $489.29 | $625.32 | $1,327.94 | $0 | $10,600 |
| Medica | Medica with SSM Health Silver $0 Copay PCP Visits | Plata | $490.04 | $626.27 | $1,329.97 | $3,500 | $10,450 |
| Medica | Balance by Medica Silver Standard | Plata | $490.94 | $627.42 | $1,332.40 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Plata | $491.81 | $628.54 | $1,334.78 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $491.88 | $628.62 | $1,334.95 | $3,500 | $10,300 |
| Medica | Medica with SSM Health Silver Share | Plata | $492.02 | $628.80 | $1,335.34 | $3,525 | $8,850 |
| Medica | Medica with SSM Health Silver Standard | Plata | $496.89 | $635.03 | $1,348.57 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.