Planes del Mercado de Seguros Médicos de la ACA en el condado de Ottawa, Michigan (2026)
El condado de Ottawa, Michigan, tiene 67 planes del Mercado de Seguros Médicos de la ACA de 6 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $356 a $1,217 y un plan de referencia (el segundo plan Plata de menor costo) de $471 al mes. Planes de 2027 para el condado de Ottawa ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Michigan (Licencia n.º 20983651)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Secure | Bronce | $362.07 | $462.73 | $982.66 | $10,600 | $10,600 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Secure | Bronce | $392.36 | $501.44 | $1,064.87 | $10,600 | $10,600 |
| McLaren Health Plan Community | MHP Bronze | Bronce | $411.88 | $526.38 | $1,117.84 | $8,250 | $10,150 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Secure | Bronce | $488.07 | $623.75 | $1,324.62 | $10,600 | $10,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Value | Catastrófico | $339.15 | $433.43 | $920.45 | $10,600 | $10,600 |
| McLaren Health Plan Community | MHP Young Adult/Catastrophic | Catastrófico | $372.23 | $475.71 | $1,010.24 | $10,600 | $10,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Value | Catastrófico | $404.27 | $516.66 | $1,097.19 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $278.87 | $356.39 | $756.83 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $287.57 | $367.50 | $780.43 | $4,700 | $9,100 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronce ampliado | $306.84 | $392.13 | $832.74 | $0 | $10,150 |
| Priority Health | MyPriority Value Bronze Corewell Health West Michigan Network | Bronce ampliado | $332.34 | $424.73 | $901.97 | $9,500 | $9,500 |
| Priority Health | MyPriority Standard Bronze - Corewell Health West Michigan Network | Bronce ampliado | $333.85 | $426.66 | $906.07 | $7,500 | $10,000 |
| Priority Health | MyPriority Value Bronze HSA Corewell Health West Michigan Network | Bronce ampliado | $361.82 | $462.41 | $981.98 | $7,500 | $7,500 |
| Priority Health | MyPriority Value Bronze | Bronce ampliado | $382.88 | $489.32 | $1,039.14 | $9,500 | $9,500 |
| Priority Health | MyPriority Standard Bronze | Bronce ampliado | $384.61 | $491.53 | $1,043.83 | $7,500 | $10,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Extra | Bronce ampliado | $410.02 | $524.01 | $1,112.79 | $7,500 | $10,000 |
| Priority Health | MyPriority Value Bronze HSA | Bronce ampliado | $416.85 | $532.73 | $1,131.33 | $7,500 | $7,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronce ampliado | $418.07 | $534.29 | $1,134.64 | $8,500 | $8,500 |
| Priority Health | MyPriority Standard Bronze - Travel | Bronce ampliado | $442.30 | $565.26 | $1,200.40 | $7,500 | $10,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Extra | Bronce ampliado | $444.74 | $568.38 | $1,207.02 | $7,500 | $10,000 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronce ampliado | $444.98 | $568.68 | $1,207.66 | $7,500 | $10,000 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronce ampliado | $447.14 | $571.45 | $1,213.54 | $8,500 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronce ampliado | $453.09 | $579.05 | $1,229.69 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronce ampliado | $552.36 | $705.92 | $1,499.11 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Extra | Bronce ampliado | $559.02 | $714.43 | $1,517.18 | $7,500 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $379.93 | $485.54 | $1,031.10 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Elite Saver Plus | Oro | $418.03 | $534.23 | $1,134.51 | $0 | $8,600 |
| Ambetter from Meridian | Standard Gold | Oro | $492.02 | $628.79 | $1,335.32 | $2,000 | $8,200 |
| Ambetter from Meridian | Everyday Gold | Oro | $499.69 | $638.59 | $1,356.12 | $800 | $7,250 |
| Ambetter from Meridian | Standard Gold + Vision + Adult Dental | Oro | $510.12 | $651.92 | $1,384.45 | $2,000 | $8,200 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Oro | $518.07 | $662.08 | $1,406.01 | $800 | $7,250 |
| Ambetter from Meridian | Elite Gold | Oro | $563.59 | $720.26 | $1,529.56 | $0 | $6,500 |
| Ambetter from Meridian | Elite Gold + Vision + Adult Dental | Oro | $584.32 | $746.75 | $1,585.83 | $0 | $6,500 |
| Priority Health | MyPriority Standard Gold Corewell Health West Michigan Network | Oro | $592.19 | $756.82 | $1,607.20 | $2,000 | $8,200 |
| McLaren Health Plan Community | MHP Gold | Oro | $631.53 | $807.10 | $1,713.98 | $2,100 | $8,000 |
| McLaren Health Plan Community | MHP Gold Standard | Oro | $637.31 | $814.48 | $1,729.66 | $2,000 | $8,200 |
| Priority Health | MyPriority Enhanced Gold Corewell Health West Michigan Network | Oro | $650.18 | $830.93 | $1,764.59 | $0 | $9,200 |
| Priority Health | MyPriority Standard Gold | Oro | $682.24 | $871.90 | $1,851.60 | $2,000 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold | Oro | $698.32 | $892.45 | $1,895.24 | $2,050 | $8,800 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Extra | Oro | $725.02 | $926.58 | $1,967.70 | $2,000 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold | Oro | $853.35 | $1,090.58 | $2,315.99 | $1,450 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Extra | Oro | $952.00 | $1,216.66 | $2,583.73 | $2,000 | $8,200 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $368.78 | $471.29 | $1,000.84 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Plata | $368.92 | $471.47 | $1,001.22 | $5,500 | $9,800 |
| Oscar Insurance Company | Silver Classic | Plata | $372.12 | $475.55 | $1,009.90 | $5,600 | $8,400 |
| Ambetter from Meridian | Clear Silver | Plata | $462.63 | $591.23 | $1,255.56 | $7,000 | $7,000 |
| Priority Health | MyPriority Premier Silver Corewell Health West Michigan Network | Plata | $464.34 | $593.43 | $1,260.22 | $5,500 | $9,500 |
| Ambetter from Meridian | Standard Silver | Plata | $466.30 | $595.92 | $1,265.51 | $6,000 | $8,900 |
| Priority Health | MyPriority Balanced Silver Corewell Health West Michigan Network | Plata | $478.59 | $611.64 | $1,298.89 | $3,200 | $9,000 |
| Ambetter from Meridian | Standard Silver + Vision + Adult Dental | Plata | $483.46 | $617.84 | $1,312.07 | $6,000 | $8,900 |
| Priority Health | MyPriority Standard Silver - Corewell Health West Michigan Network | Plata | $496.48 | $634.50 | $1,347.45 | $6,000 | $8,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Plata | $527.07 | $673.60 | $1,430.47 | $5,800 | $7,650 |
| Priority Health | MyPriority Premier Silver | Plata | $534.61 | $683.23 | $1,450.93 | $5,500 | $9,500 |
| Priority Health | MyPriority Balanced Silver | Plata | $551.37 | $704.65 | $1,496.42 | $3,200 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Plata | $571.33 | $730.16 | $1,550.59 | $5,800 | $7,650 |
| Priority Health | MyPriority Standard Silver | Plata | $571.98 | $730.99 | $1,552.35 | $6,000 | $8,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver | Plata | $590.32 | $754.43 | $1,602.13 | $4,500 | $10,600 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Plata | $611.00 | $780.86 | $1,658.25 | $2,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Extra | Plata | $623.24 | $796.50 | $1,691.47 | $6,000 | $8,900 |
| McLaren Health Plan Community | MHP Silver Exchange | Plata | $624.96 | $798.70 | $1,696.15 | $4,250 | $10,150 |
| McLaren Health Plan Community | MHP Silver Standard | Plata | $632.81 | $808.73 | $1,717.45 | $6,000 | $8,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver | Plata | $639.94 | $817.84 | $1,736.80 | $4,500 | $10,600 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Extra | Plata | $676.03 | $863.97 | $1,834.75 | $6,000 | $8,900 |
| Priority Health | MyPriority Standard Silver - Travel | Plata | $686.38 | $877.19 | $1,862.84 | $6,000 | $8,900 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver HSA | Plata | $755.75 | $965.85 | $2,051.11 | $3,900 | $7,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver | Plata | $755.84 | $965.96 | $2,051.35 | $3,200 | $10,100 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Extra | Plata | $820.12 | $1,048.11 | $2,225.81 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.