Planes del Mercado de Seguros Médicos de la ACA en el condado de Caldwell, Louisiana (2026)
El condado de Caldwell, Louisiana, tiene 32 planes del Mercado de Seguros Médicos de la ACA de 3 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $474 a $1,069 y un plan de referencia (el segundo plan Plata de menor costo) de $729 al mes. Planes de 2027 para el condado de Caldwell ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| HMO Louisiana | Precision Blue 90/70 $9900 with 2 $0 PCP Virtual Visits (M) HSA Eligible | Bronce | $370.52 | $473.52 | $1,005.59 | $9,900 | $10,600 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronce | $417.67 | $533.78 | $1,133.56 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronce | $436.19 | $557.44 | $1,183.81 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronce | $543.66 | $694.80 | $1,475.49 | $6,700 | $10,600 |
| HMO Louisiana | Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible | Bronce ampliado | $410.17 | $524.20 | $1,113.20 | $7,500 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronce ampliado | $450.24 | $575.41 | $1,221.95 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $466.80 | $596.57 | $1,266.90 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $481.68 | $615.59 | $1,307.29 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $494.90 | $632.48 | $1,343.16 | $0 | $10,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronce ampliado | $581.00 | $742.52 | $1,576.83 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 | Bronce ampliado | $622.15 | $795.11 | $1,688.52 | $6,100 | $8,300 |
| HMO Louisiana | Precision Blue Copay (PCP) 75/55 $2000 Standardized (M) | Oro | $580.31 | $741.64 | $1,574.96 | $2,000 | $8,300 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Oro | $609.15 | $778.49 | $1,653.23 | $1,000 | $9,700 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2000 Standardized | Oro | $637.00 | $814.09 | $1,728.82 | $2,000 | $8,300 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $640.95 | $819.13 | $1,739.53 | $2,000 | $8,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Oro | $655.63 | $837.90 | $1,779.38 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Oro | $661.44 | $845.32 | $1,795.15 | $950 | $9,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Oro | $676.30 | $864.31 | $1,835.48 | $950 | $9,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Oro | $787.69 | $1,006.67 | $2,137.79 | $1,500 | $9,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2000 Standardized | Oro | $836.84 | $1,069.48 | $2,271.18 | $2,000 | $8,300 |
| HMO Louisiana | Precision Blue 80/60 $3200 with 2 $0 PCP Virtual Visits (M) | Plata | $552.54 | $706.15 | $1,499.59 | $3,200 | $9,100 |
| HMO Louisiana | Precision Blue Copay (PCP) 60/40 $6000 Standardized (M) | Plata | $570.71 | $729.37 | $1,548.91 | $6,000 | $8,900 |
| HMO Louisiana | Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | Plata | $606.52 | $775.13 | $1,646.10 | $3,200 | $9,100 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Plata | $624.85 | $798.55 | $1,695.83 | $4,000 | $10,600 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6000 Standardized | Plata | $626.47 | $800.63 | $1,700.24 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $629.94 | $805.06 | $1,709.65 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $639.71 | $817.54 | $1,736.16 | $4,000 | $10,600 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Plata | $657.86 | $840.74 | $1,785.42 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $672.72 | $859.73 | $1,825.75 | $0 | $10,150 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Plata | $820.08 | $1,048.06 | $2,225.70 | $3,300 | $9,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6000 Standardized | Plata | $826.25 | $1,055.95 | $2,242.44 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3400 | Plata | $835.70 | $1,068.02 | $2,268.09 | $3,400 | $8,300 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.