Planes del Mercado de Seguros Médicos de la ACA en el condado de Franklin, Kansas (2026)
El condado de Franklin, Kansas, tiene 46 planes del Mercado de Seguros Médicos de la ACA de 4 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $448 a $939 y un plan de referencia (el segundo plan Plata de menor costo) de $698 al mes. Planes de 2027 para el condado de Franklin ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $363.31 | $464.31 | $986.03 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronce ampliado | $350.46 | $447.87 | $951.11 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronce ampliado | $356.63 | $455.76 | $967.86 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronce ampliado | $358.98 | $458.76 | $974.24 | $4,700 | $9,500 |
| Oscar Insurance Company | Bronze Elite + PCP Saver | Bronce ampliado | $378.87 | $484.18 | $1,028.23 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $382.28 | $488.56 | $1,037.51 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $393.79 | $503.26 | $1,068.74 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $406.81 | $519.90 | $1,104.09 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Bronce ampliado | $418.32 | $534.61 | $1,135.32 | $0 | $10,600 |
| Ambetter from Sunflower Health Plan | Everyday Bronze | Bronce ampliado | $479.68 | $613.02 | $1,301.83 | $8,450 | $10,150 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze | Bronce ampliado | $481.83 | $615.77 | $1,307.66 | $7,500 | $10,000 |
| Ambetter from Sunflower Health Plan | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $495.65 | $633.42 | $1,345.15 | $8,450 | $10,150 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $497.87 | $636.26 | $1,351.18 | $7,500 | $10,000 |
| Ambetter from Sunflower Health Plan | Elite Bronze | Bronce ampliado | $547.87 | $700.17 | $1,486.89 | $0 | $10,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Bronze | Bronce ampliado | $557.78 | $712.84 | $1,513.82 | $8,300 | $9,300 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Expanded Bronze | Bronce ampliado | $561.68 | $717.82 | $1,524.39 | $7,500 | $10,000 |
| Ambetter from Sunflower Health Plan | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $566.10 | $723.47 | $1,536.38 | $0 | $10,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Bronze HDHP | Bronce ampliado | $574.15 | $733.76 | $1,558.23 | $7,100 | $7,100 |
| Oscar Insurance Company | Gold Classic Standard | Oro | $475.96 | $608.26 | $1,291.72 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $560.28 | $716.03 | $1,520.59 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Oro | $580.13 | $741.41 | $1,574.47 | $500 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Oro | $590.15 | $754.21 | $1,601.67 | $0 | $7,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Oro | $591.64 | $756.11 | $1,605.70 | $500 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Oro | $601.66 | $768.92 | $1,632.90 | $0 | $7,000 |
| Ambetter from Sunflower Health Plan | Standard Gold | Oro | $629.58 | $804.58 | $1,708.64 | $2,000 | $8,200 |
| Ambetter from Sunflower Health Plan | Everyday Gold | Oro | $637.32 | $814.48 | $1,729.66 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold Plus | Oro | $646.59 | $826.35 | $1,754.85 | $700 | $8,300 |
| Ambetter from Sunflower Health Plan | Standard Gold + Vision + Adult Dental | Oro | $650.53 | $831.36 | $1,765.51 | $2,000 | $8,200 |
| Ambetter from Sunflower Health Plan | Everyday Gold + Vision + Adult Dental | Oro | $658.53 | $841.59 | $1,787.23 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold | Oro | $666.84 | $852.22 | $1,809.81 | $1,500 | $6,400 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Gold | Oro | $668.41 | $854.23 | $1,814.07 | $2,000 | $8,200 |
| Ambetter from Sunflower Health Plan | Elite Gold | Oro | $710.91 | $908.54 | $1,929.39 | $0 | $6,500 |
| Ambetter from Sunflower Health Plan | Elite Gold + Vision + Adult Dental | Oro | $734.57 | $938.77 | $1,993.60 | $0 | $6,500 |
| Oscar Insurance Company | Silver Classic Standard | Plata | $442.12 | $565.02 | $1,199.89 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Plata | $546.17 | $698.00 | $1,482.30 | $4,000 | $10,150 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $547.42 | $699.60 | $1,485.70 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Plata | $555.33 | $709.71 | $1,507.16 | $3,250 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $557.68 | $712.71 | $1,513.53 | $4,000 | $10,150 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Plata | $566.84 | $724.42 | $1,538.40 | $3,250 | $9,200 |
| Ambetter from Sunflower Health Plan | Standard Silver | Plata | $598.27 | $764.58 | $1,623.68 | $6,000 | $8,900 |
| Ambetter from Sunflower Health Plan | Focused Silver | Plata | $604.04 | $771.95 | $1,639.33 | $6,300 | $8,400 |
| Ambetter from Sunflower Health Plan | Standard Silver + Vision + Adult Dental | Plata | $618.18 | $790.02 | $1,677.71 | $6,000 | $8,900 |
| Ambetter from Sunflower Health Plan | Focused Silver + Vision + Adult Dental | Plata | $624.14 | $797.64 | $1,693.89 | $6,300 | $8,400 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Silver HDHP | Plata | $680.87 | $870.15 | $1,847.88 | $3,400 | $8,300 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Silver Plus | Plata | $692.56 | $885.09 | $1,879.60 | $5,500 | $7,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Silver | Plata | $707.35 | $904.00 | $1,919.75 | $6,000 | $8,900 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.