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Planes del Mercado de Seguros Médicos de la ACA en el condado de Saint Lucie, Florida (2026)

El condado de Saint Lucie, Florida, tiene 115 planes del Mercado de Seguros Médicos de la ACA de 7 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $531 a $2,167 y un plan de referencia (el segundo plan Plata de menor costo) de $784 al mes. Planes de 2027 para el condado de Saint Lucie ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.

Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Florida (Licencia n.º G064409)

Tabla de planes

AseguradoraPlanNivel de metal21 años40 años60 añosDeducibleMáximo de gastos de bolsillo
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 26M01-23 (Rewards)Bronce$469.16$599.59$1,273.30$10,125$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-05 (Rewards)Bronce$575.65$735.68$1,562.31$6,150$10,150
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-06 (Rewards)Bronce$700.95$895.81$1,902.38$6,150$10,150
WellpointWellpoint Essential Catastrophic (+ Incentives)Catastrófico$481.27$615.06$1,306.17$10,600$10,600
Cigna HealthcareConnect Bronze Mid-South CMS StandardBronce ampliado$415.73$531.30$1,128.29$7,500$10,000
Cigna HealthcareConnect Bronze Mid-South 5500 Indiv Med DeductibleBronce ampliado$421.99$539.30$1,145.28$5,500$9,500
Cigna HealthcareConnect myDiabetesCare Bronze Mid-SouthBronce ampliado$422.37$539.79$1,146.31$6,500$9,200
Cigna HealthcareConnect Bronze Mid-South 0 Indiv Med DeductibleBronce ampliado$464.57$593.72$1,260.84$0$10,600
Oscar Health Maintenance Organization of FloridaBronze Simple Breathe Easy with Enhanced COPD BenefitsBronce ampliado$471.48$602.54$1,279.57$9,000$10,600
Oscar Health Maintenance Organization of FloridaBronze Classic StandardBronce ampliado$497.22$635.43$1,349.42$7,500$10,000
Oscar Health Maintenance Organization of FloridaBronze Classic 4700Bronce ampliado$501.31$640.66$1,360.53$4,700$10,150
Oscar Health Maintenance Organization of FloridaBronze Simple DiabetesBronce ampliado$503.38$643.31$1,366.16$5,500$10,150
Oscar Health Maintenance Organization of FloridaBronze Simple Chronic Care CKMBronce ampliado$509.53$651.17$1,382.84$5,500$10,150
WellpointWellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)Bronce ampliado$510.42$652.32$1,385.28$6,000$10,600
WellpointWellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Bronce ampliado$518.28$662.36$1,406.61$5,500$10,600
Ambetter HealthEveryday BronzeBronce ampliado$518.81$663.02$1,408.01$8,450$10,150
Ambetter HealthStandard Expanded BronzeBronce ampliado$520.40$665.05$1,412.33$7,500$10,000
WellpointWellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) StandardBronce ampliado$522.74$668.06$1,418.72$7,500$10,000
WellpointWellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Bronce ampliado$527.87$674.62$1,432.64$5,500$10,600
Ambetter HealthEveryday Bronze + Vision + Adult DentalBronce ampliado$532.84$680.96$1,446.11$8,450$10,150
Ambetter HealthStandard Expanded Bronze + Vision + Adult DentalBronce ampliado$534.48$683.05$1,450.54$7,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2219 ($75 PCP Visits / Rewards)Bronce ampliado$534.47$683.05$1,450.55$2,625$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2312S ($50 PCP Visits / Rewards)Bronce ampliado$535.25$684.05$1,452.67$7,500$10,000
Oscar Health Maintenance Organization of FloridaBronze Elite + PCP Saver PlusBronce ampliado$540.68$690.98$1,467.38$0$10,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)Bronce ampliado$541.24$691.70$1,468.93$6,000$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards)Bronce ampliado$577.97$738.65$1,568.61$0$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)Bronce ampliado$581.55$743.22$1,578.33$0$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)Bronce ampliado$588.89$752.60$1,598.25$0$10,150
Ambetter HealthElite BronzeBronce ampliado$592.60$757.33$1,608.28$0$10,500
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)Bronce ampliado$607.85$776.83$1,649.70$6,650$7,400
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)Bronce ampliado$607.94$776.95$1,649.95$7,500$10,000
Ambetter HealthElite Bronze + Vision + Adult DentalBronce ampliado$608.63$777.82$1,651.79$0$10,500
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronce ampliado$621.80$794.66$1,687.57$6,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)Bronce ampliado$657.13$839.81$1,783.45$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)Bronce ampliado$727.29$929.48$1,973.87$7,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)Bronce ampliado$733.73$937.71$1,991.34$6,650$7,400
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronce ampliado$739.03$944.48$2,005.73$6,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)Bronce ampliado$771.92$986.51$2,094.99$0$9,900
Cigna HealthCare of Florida, Inc.Partnered Care Premier GoldOro$536.95$686.22$1,457.28$1,850$7,700
Cigna HealthcareConnect Gold Mid-South 2250 Indiv Med DeductibleOro$538.23$687.86$1,460.76$2,250$9,450
Cigna HealthcareConnect Gold Mid-South CMS StandardOro$550.12$703.05$1,493.03$2,000$8,200
Cigna HealthCare of Florida, Inc.Partnered Care Gold CMS StandardOro$550.76$703.87$1,494.76$2,000$8,200
Cigna HealthcareConnect Gold Mid-South 850 Indiv Med DeductibleOro$575.10$734.98$1,560.82$850$8,550
Oscar Health Maintenance Organization of FloridaGold SimpleOro$586.50$749.53$1,591.74$3,000$9,950
Oscar Health Maintenance Organization of FloridaGold Classic StandardOro$616.11$787.37$1,672.09$2,000$8,200
Ambetter HealthStandard GoldOro$687.73$878.90$1,866.47$2,000$8,200
Ambetter HealthEveryday GoldOro$702.62$897.93$1,906.88$800$7,250
Ambetter HealthStandard Gold + Vision + Adult DentalOro$706.33$902.68$1,916.96$2,000$8,200
Ambetter HealthEveryday Gold + Vision + Adult DentalOro$721.63$922.23$1,958.47$800$7,250
WellpointWellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)Oro$723.70$924.89$1,964.12$800$9,000
Ambetter HealthComplete GoldOro$726.10$927.94$1,970.60$1,450$7,500
WellpointWellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Oro$730.82$933.99$1,983.45$800$9,000
WellpointWellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) StandardOro$738.55$943.87$2,004.42$2,000$8,200
WellpointWellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)Oro$739.61$945.22$2,007.30$1,400$5,000
Ambetter HealthComplete Gold + Vision + Adult DentalOro$745.74$953.04$2,023.91$1,450$7,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)Oro$778.74$995.23$2,113.50$2,000$8,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 1605 ($0 Labs / Rewards)Oro$792.01$1,012.19$2,149.52$940$4,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)Oro$820.15$1,048.15$2,225.89$0$6,550
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)Oro$905.63$1,157.40$2,457.88$2,000$8,200
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Oro$927.93$1,185.89$2,518.40$1,500$6,450
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Oro$960.50$1,227.52$2,606.80$0$6,250
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)Oro$1,190.95$1,522.03$3,232.24$2,000$8,200
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Oro$1,219.25$1,558.20$3,309.04$1,500$6,450
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Oro$1,252.37$1,600.53$3,398.93$0$6,250
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platino$1,061.23$1,356.25$2,880.18$0$2,250
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platino$1,111.68$1,420.73$3,017.10$0$5,200
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platino$1,133.30$1,448.36$3,075.78$1,000$4,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platino$1,176.43$1,503.48$3,192.83$0$2,525
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platino$1,232.87$1,575.61$3,346.01$0$5,200
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platino$1,581.68$2,021.39$4,292.68$1,000$4,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platino$1,627.24$2,079.61$4,416.33$0$2,525
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platino$1,695.56$2,166.93$4,601.75$0$5,200
Cigna HealthCare of Florida, Inc.Partnered Care Classic SilverPlata$612.70$783.03$1,662.87$5,000$7,950
Cigna HealthCare of Florida, Inc.Partnered Care Premier SilverPlata$613.47$784.01$1,664.96$7,000$8,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards)Plata$615.33$786.39$1,670.01$9,500$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Plata$619.03$791.12$1,680.05$9,500$10,150
Cigna HealthcareConnect Silver Mid-South 4500 Indiv Med DeductiblePlata$621.49$794.26$1,686.72$4,500$9,350
Cigna HealthcareConnect Silver Mid-South 3800 Indiv Med DeductiblePlata$622.50$795.56$1,689.47$3,800$9,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)Plata$624.88$798.60$1,695.92$7,000$9,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)Plata$626.42$800.56$1,700.10$9,500$10,150
Cigna HealthcareConnect Silver Mid-South CMS StandardPlata$627.49$801.93$1,703.01$6,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)Plata$628.44$803.15$1,705.59$7,000$9,150
Cigna HealthCare of Florida, Inc.Partnered Care Silver CMS StandardPlata$635.51$812.18$1,724.77$6,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)Plata$635.81$812.57$1,725.59$7,000$9,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards)Plata$638.64$816.18$1,733.27$6,500$9,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards)Plata$642.21$820.74$1,742.96$6,500$9,200
Oscar Health Maintenance Organization of FloridaSilver Simple PCP SaverPlata$643.14$821.92$1,745.45$5,000$9,250
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237 ($60 PCP Visits / Rewards)Plata$645.49$824.94$1,751.86$3,150$8,675
Oscar Health Maintenance Organization of FloridaSilver Classic StandardPlata$648.88$829.26$1,761.04$6,000$8,900
Oscar Health Maintenance Organization of FloridaSilver Simple Breathe Easy with Enhanced COPD BenefitsPlata$649.02$829.43$1,761.41$6,200$9,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)Plata$649.04$829.47$1,761.49$3,150$8,675
Oscar Health Maintenance Organization of FloridaSilver Simple DiabetesPlata$649.25$829.73$1,762.03$6,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)Plata$649.56$830.14$1,762.91$6,500$9,200
Oscar Health Maintenance Organization of FloridaSilver Simple Women's Health with Menopause BenefitsPlata$649.89$830.55$1,763.78$6,000$10,150
Oscar Health Maintenance Organization of FloridaSilver Simple Chronic Care CKMPlata$650.52$831.35$1,765.48$5,900$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)Plata$656.40$838.88$1,781.47$3,150$8,675
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)Plata$656.68$839.24$1,782.23$6,000$8,900
Oscar Health Maintenance Organization of FloridaSilver ElitePlata$657.57$840.37$1,784.63$5,000$9,750
Ambetter HealthClarity SilverPlata$658.83$841.98$1,788.05$8,000$8,400
WellpointWellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Plata$661.44$845.32$1,795.15$3,500$10,150
WellpointWellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)Plata$664.10$848.72$1,802.37$1,850$9,100
WellpointWellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Plata$671.15$857.73$1,821.50$3,500$10,150
WellpointWellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) StandardPlata$675.92$863.83$1,834.45$6,000$8,900
Ambetter HealthStandard SilverPlata$702.74$898.08$1,907.20$6,000$8,900
Ambetter HealthFocused SilverPlata$711.21$908.91$1,930.19$6,300$8,400
Ambetter HealthStandard Silver + Vision + Adult DentalPlata$721.75$922.38$1,958.80$6,000$8,900
Ambetter HealthEnhanced Diabetes Care Silver with $0 Drug OptionsPlata$722.98$923.96$1,962.15$5,000$8,650
Ambetter HealthFocused Silver + Vision + Adult DentalPlata$730.45$933.50$1,982.41$6,300$8,400
Ambetter HealthEnhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult DentalPlata$742.54$948.96$2,015.24$5,000$8,650
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-02 ($10 Labs / Rewards)Plata$792.39$1,012.67$2,150.55$4,000$8,100
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)Plata$819.10$1,046.81$2,223.04$6,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)Plata$829.65$1,060.29$2,251.67$3,125$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-03 ($10 Labs / Rewards)Plata$1,133.22$1,448.26$3,075.56$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)Plata$1,210.39$1,546.88$3,285.00$6,000$8,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)Plata$1,224.42$1,564.81$3,323.08$3,125$8,100

Reducciones de costos compartidos (CSR)

Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.

Contexto de los subsidios para 2026

Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.

Fuentes

  • PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
  • HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.

Consulte la versión de la respuesta en lenguaje sencillo →