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Planes del Mercado de Seguros Médicos de la ACA en el condado de Flagler, Florida (2026)

El condado de Flagler, Florida, tiene 122 planes del Mercado de Seguros Médicos de la ACA de 6 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $338 a $2,287 y un plan de referencia (el segundo plan Plata de menor costo) de $697 al mes. Planes de 2027 para el condado de Flagler ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.

Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Florida (Licencia n.º G064409)

Tabla de planes

AseguradoraPlanNivel de metal21 años40 años60 añosDeducibleMáximo de gastos de bolsillo
UnitedHealthcareUHC Bronze Essential- ($0 Virtual Urgent Care)Bronce$499.30$638.11$1,355.11$10,600$10,600
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care)Bronce$499.37$638.19$1,355.28$10,600$10,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 24L01-01 (Rewards)Bronce$556.73$711.50$1,510.97$6,150$10,150
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-06 (Rewards)Bronce$739.89$945.58$2,008.06$6,150$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-05 (Rewards)Bronce$748.93$957.13$2,032.60$6,150$10,150
Health First Commercial Plans, Inc.Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access)Catastrófico$264.73$338.33$718.48$10,600$10,600
Oscar Health Maintenance Organization of FloridaBronze Simple Breathe Easy with Enhanced COPD BenefitsBronce ampliado$397.80$508.37$1,079.59$9,000$10,600
Florida Health Care PlansGym Access IND Bronze HMO 1340Bronce ampliado$405.83$518.65$1,101.42$10,150$10,150
Health First Commercial Plans, Inc.Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access)Bronce ampliado$416.20$531.90$1,129.56$9,800$10,150
Oscar Health Maintenance Organization of FloridaBronze Classic Standard | with AdventHealthBronce ampliado$419.51$536.12$1,138.53$7,500$10,000
Oscar Health Maintenance Organization of FloridaBronze Classic 4700 | with AdventHealthBronce ampliado$430.09$549.65$1,167.24$4,700$9,200
Health First Commercial Plans, Inc.Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access)Bronce ampliado$439.51$561.70$1,192.84$9,800$10,150
Oscar Health Maintenance Organization of FloridaBronze Classic StandardBronce ampliado$439.88$562.16$1,193.81$7,500$10,000
Health First Commercial Plans, Inc.Bronze Standard 1828Bronce ampliado$443.48$566.76$1,203.59$7,500$10,000
Florida Health Care PlansGym Access IND Bronze HMO OA Standard 2450Bronce ampliado$444.00$567.43$1,205.02$7,500$10,000
Oscar Health Maintenance Organization of FloridaBronze Simple DiabetesBronce ampliado$445.37$569.17$1,208.71$5,500$10,150
Oscar Health Maintenance Organization of FloridaBronze Simple Chronic Care CKMBronce ampliado$450.84$576.16$1,223.56$5,500$10,150
Oscar Health Maintenance Organization of FloridaBronze Elite + PCP Saver Plus | with AdventHealthBronce ampliado$456.18$582.99$1,238.05$0$10,600
Florida Health Care PlansGym Access IND Bronze Standardized HMOBronce ampliado$461.22$589.44$1,251.75$7,150$10,150
Health First Commercial Plans, Inc.Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)Bronce ampliado$490.77$627.20$1,331.94$0$10,150
Florida Health Care PlansGym Access IND Bronze HMO OA 1211Bronce ampliado$499.99$638.99$1,356.97$0$10,150
Florida Health Care PlansGym Access IND Bronze POS OA Standard 2450Bronce ampliado$510.60$652.55$1,385.77$7,500$10,000
Health First Commercial Plans, Inc.Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)Bronce ampliado$514.08$656.99$1,395.21$0$10,150
UnitedHealthcareUHC Bronze StandardBronce ampliado$523.18$668.62$1,419.90$7,500$10,000
Florida Health Care PlansGym Access IND Bronze POS 1042Bronce ampliado$530.49$677.97$1,439.75$5,500$10,150
Florida Health Care PlansGym Access IND Bronze POS BC 3841Bronce ampliado$536.25$685.33$1,455.38$6,000$10,000
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision)Bronce ampliado$541.59$692.16$1,469.89$7,500$10,000
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)Bronce ampliado$542.05$692.74$1,471.13$0$10,600
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)Bronce ampliado$560.47$716.28$1,521.12$0$10,600
Florida Health Care PlansGym Access IND Bronze POS OA 1211Bronce ampliado$574.99$734.84$1,560.52$0$10,150
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)Bronce ampliado$577.73$738.34$1,567.96$7,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)Bronce ampliado$582.68$744.67$1,581.39$6,650$7,400
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronce ampliado$586.80$749.93$1,592.58$6,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)Bronce ampliado$611.94$782.06$1,660.81$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)Bronce ampliado$615.18$786.20$1,669.60$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)Bronce ampliado$621.66$794.48$1,687.19$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)Bronce ampliado$767.69$981.11$2,083.51$7,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)Bronce ampliado$774.49$989.80$2,101.97$6,650$7,400
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronce ampliado$780.08$996.94$2,117.14$6,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)Bronce ampliado$790.83$1,010.68$2,146.31$6,650$7,400
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)Bronce ampliado$790.95$1,010.83$2,146.64$7,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronce ampliado$808.98$1,033.88$2,195.57$6,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)Bronce ampliado$814.80$1,041.31$2,211.37$0$9,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)Bronce ampliado$854.94$1,092.61$2,320.31$0$9,900
Oscar Health Maintenance Organization of FloridaGold Simple | with AdventHealthOro$494.84$632.39$1,342.97$3,000$9,950
Oscar Health Maintenance Organization of FloridaGold Elite Saver Plus | with AdventHealthOro$496.22$634.16$1,346.72$0$9,500
Health First Commercial Plans, Inc.Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)Oro$517.89$661.86$1,405.55$3,050$8,100
Oscar Health Maintenance Organization of FloridaGold Classic Standard | with AdventHealthOro$519.82$664.32$1,410.77$2,000$8,200
Health First Commercial Plans, Inc.Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)Oro$541.20$691.66$1,468.83$3,050$8,100
Health First Commercial Plans, Inc.Gold Standard 1833Oro$544.82$696.28$1,478.65$2,000$8,200
Oscar Health Maintenance Organization of FloridaGold Classic StandardOro$545.76$697.47$1,481.17$2,000$8,200
Health First Commercial Plans, Inc.Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)Oro$574.60$734.34$1,559.46$3,000$8,250
Health First Commercial Plans, Inc.Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)Oro$597.91$764.13$1,622.73$3,000$8,250
Florida Health Care PlansGym Access IND Gold HMO H.S.A 9010Oro$610.48$780.19$1,656.84$2,000$6,500
Florida Health Care PlansGym Access IND Gold HMO OA Standard 3450Oro$629.65$804.69$1,708.87$2,000$8,200
Florida Health Care PlansGym Access IND Gold HMO 4500Oro$652.55$833.96$1,771.02$2,550$5,600
Florida Health Care PlansGym Access IND Gold HMO BC 5651Oro$683.67$873.73$1,855.48$0$7,800
Florida Health Care PlansGym Access IND Gold POS OA Standard 3450Oro$724.10$925.40$1,965.21$2,000$8,200
Florida Health Care PlansGym Access IND Gold POS 55001Oro$755.25$965.21$2,049.75$2,800$8,100
UnitedHealthcareUHC Gold StandardOro$755.50$965.52$2,050.42$2,000$8,200
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)Oro$762.01$973.85$2,068.10$0$10,600
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)Oro$775.87$991.57$2,105.72$500$9,000
Florida Health Care PlansGym Access IND Gold POS BC 5651Oro$786.22$1,004.79$2,133.80$0$7,800
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)Oro$794.29$1,015.10$2,155.71$500$9,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)Oro$839.13$1,072.41$2,277.40$2,000$8,200
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Oro$858.99$1,097.79$2,331.30$1,500$6,450
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Oro$881.64$1,126.74$2,392.77$0$6,250
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)Oro$884.90$1,130.90$2,401.62$0$6,250
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)Oro$1,178.24$1,505.79$3,197.74$2,000$8,200
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Oro$1,207.26$1,542.88$3,276.50$1,500$6,450
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Oro$1,249.64$1,597.04$3,391.52$0$6,250
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)Oro$1,257.11$1,606.59$3,411.80$2,000$8,200
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Oro$1,286.97$1,644.75$3,492.84$1,500$6,450
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Oro$1,321.94$1,689.44$3,587.75$0$6,250
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platino$1,099.19$1,404.76$2,983.20$1,000$4,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platino$1,129.68$1,443.73$3,065.95$0$2,525
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platino$1,177.31$1,504.60$3,195.22$0$5,200
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platino$1,474.45$1,884.35$4,001.66$1,000$4,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platino$1,530.56$1,956.06$4,153.94$0$2,525
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platino$1,603.99$2,049.90$4,353.23$0$5,200
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platino$1,669.54$2,133.67$4,531.13$1,000$4,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platino$1,717.63$2,195.13$4,661.65$0$2,525
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platino$1,789.75$2,287.30$4,857.38$0$5,200
Oscar Health Maintenance Organization of FloridaSilver Simple PCP Saver | with AdventHealthPlata$542.63$693.46$1,472.66$5,000$9,250
Health First Commercial Plans, Inc.Silver Savings 1821 (Primary Care Copay, Open Access)Plata$545.02$696.53$1,479.17$4,500$8,000
Oscar Health Maintenance Organization of FloridaSilver Classic Standard | with AdventHealthPlata$547.48$699.66$1,485.82$6,000$8,900
Oscar Health Maintenance Organization of FloridaSilver Simple Diabetes | with AdventHealthPlata$547.78$700.05$1,486.66$6,500$10,000
Oscar Health Maintenance Organization of FloridaSilver Simple Chronic Care CKM | with AdventHealthPlata$548.85$701.42$1,489.56$5,900$10,150
Health First Commercial Plans, Inc.Silver Standard 1829Plata$549.11$701.76$1,490.29$6,000$8,900
Oscar Health Maintenance Organization of FloridaSilver Elite | with AdventHealthPlata$553.95$707.93$1,503.39$5,000$9,850
Health First Commercial Plans, Inc.Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access)Plata$568.33$726.32$1,542.45$4,500$8,000
Oscar Health Maintenance Organization of FloridaSilver Classic StandardPlata$574.94$734.76$1,560.35$6,000$8,900
Oscar Health Maintenance Organization of FloridaSilver Simple Breathe Easy with Enhanced COPD BenefitsPlata$575.05$734.91$1,560.67$6,200$9,600
Oscar Health Maintenance Organization of FloridaSilver Simple Women's Health with Menopause BenefitsPlata$575.83$735.90$1,562.79$6,000$10,150
Health First Commercial Plans, Inc.Silver 1664 (Primary Care & Specialist Copays, Open Access)Plata$581.80$743.54$1,579.01$4,550$7,600
Florida Health Care PlansGym Access IND Silver HMO OA Standard 1440Plata$588.52$752.13$1,597.24$6,000$8,900
Florida Health Care PlansGym Access IND Silver HMO BC 7741Plata$600.29$767.17$1,629.19$3,500$8,900
Health First Commercial Plans, Inc.Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access)Plata$605.11$773.34$1,642.28$4,550$7,600
Florida Health Care PlansGym Access IND Silver HMO BC 0941Plata$607.99$777.01$1,650.08$5,000$8,350
Florida Health Care PlansGym Access IND Silver HMO OA 1009Plata$613.43$783.96$1,664.85$0$9,000
UnitedHealthcareUHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)Plata$660.82$844.53$1,793.48$4,500$9,900
Florida Health Care PlansGym Access IND Silver POS OA Standard 1440Plata$676.81$864.96$1,836.86$6,000$8,900
UnitedHealthcareUHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)Plata$679.24$868.07$1,843.46$4,500$9,900
Florida Health Care PlansGym Access IND Silver POS BC 7741Plata$690.34$882.25$1,873.58$3,500$8,900
UnitedHealthcareUHC Silver Standard-Plata$694.15$887.12$1,883.91$6,000$8,900
UnitedHealthcareUHC Silver StandardPlata$694.22$887.22$1,884.12$6,000$8,900
Florida Health Care PlansGym Access IND Silver POS BC 0941Plata$699.27$893.67$1,897.82$5,000$8,350
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)Plata$703.45$899.00$1,909.15$2,700$10,350
Florida Health Care PlansGym Access IND Silver POS OA 1009Plata$705.44$901.55$1,914.56$0$9,000
UnitedHealthcareUHC Silver Standard+ (Dental + Vision)Plata$712.64$910.76$1,934.11$6,000$8,900
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)Plata$721.86$922.54$1,959.14$2,700$10,350
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1443 ($10 Labs / Rewards)Plata$746.17$953.61$2,025.11$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)Plata$749.46$957.81$2,034.03$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)Plata$756.03$966.21$2,051.87$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)Plata$758.53$969.40$2,058.65$6,000$8,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1456 ($50 PCP Visits / Rewards)Plata$767.10$980.35$2,081.91$3,125$8,100
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-02 ($10 Labs / Rewards)Plata$1,030.92$1,317.52$2,797.92$4,000$8,100
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)Plata$1,065.67$1,361.93$2,892.23$6,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)Plata$1,079.39$1,379.46$2,929.46$3,125$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-03 ($10 Labs / Rewards)Plata$1,196.16$1,528.69$3,246.38$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)Plata$1,277.62$1,632.80$3,467.46$6,000$8,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)Plata$1,292.44$1,651.74$3,507.68$3,125$8,100

Reducciones de costos compartidos (CSR)

Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.

Contexto de los subsidios para 2026

Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.

Fuentes

  • PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
  • HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.

Consulte la versión de la respuesta en lenguaje sencillo →