Planes del Mercado de Seguros Médicos de la ACA en el condado de Desoto, Florida (2026)
El condado de Desoto, Florida, tiene 115 planes del Mercado de Seguros Médicos de la ACA de 6 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $526 a $2,224 y un plan de referencia (el segundo plan Plata de menor costo) de $712 al mes. Planes de 2027 para el condado de Desoto ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Florida (Licencia n.º G064409)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronce | $519.07 | $663.37 | $1,408.75 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $519.13 | $663.45 | $1,408.92 | $10,600 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 24L01-01 (Rewards) | Bronce | $541.31 | $691.79 | $1,469.12 | $6,150 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-05 (Rewards) | Bronce | $588.47 | $752.06 | $1,597.11 | $6,150 | $10,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-06 (Rewards) | Bronce | $719.40 | $919.39 | $1,952.45 | $6,150 | $10,150 |
| Wellpoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrófico | $426.52 | $545.09 | $1,157.58 | $10,600 | $10,600 |
| Ambetter Health | Everyday Bronze | Bronce ampliado | $411.49 | $525.88 | $1,116.76 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze | Bronce ampliado | $412.75 | $527.49 | $1,120.19 | $7,500 | $10,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $422.63 | $540.10 | $1,146.98 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $423.92 | $541.76 | $1,150.49 | $7,500 | $10,000 |
| Molina Healthcare | Molina Bronze Standard | Bronce ampliado | $441.96 | $564.82 | $1,199.48 | $7,500 | $10,000 |
| Wellpoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $452.35 | $578.10 | $1,227.68 | $6,000 | $10,600 |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Bronce ampliado | $452.81 | $578.69 | $1,228.92 | $3,500 | $9,950 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Pluswith Adult Vision | Bronce ampliado | $455.96 | $582.72 | $1,237.48 | $3,500 | $9,950 |
| Wellpoint | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $459.32 | $587.01 | $1,246.59 | $5,500 | $10,600 |
| Wellpoint | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Bronce ampliado | $463.27 | $592.06 | $1,257.31 | $7,500 | $10,000 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Bronce ampliado | $467.09 | $596.94 | $1,267.67 | $3,500 | $9,950 |
| Wellpoint | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Bronce ampliado | $467.82 | $597.87 | $1,269.66 | $5,500 | $10,600 |
| Ambetter Health | Elite Bronze | Bronce ampliado | $470.02 | $600.67 | $1,275.61 | $0 | $10,500 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $482.74 | $616.92 | $1,310.12 | $0 | $10,500 |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible | Bronce ampliado | $495.24 | $632.92 | $1,344.08 | $0 | $10,350 |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision | Bronce ampliado | $498.41 | $636.97 | $1,352.68 | $0 | $10,350 |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision | Bronce ampliado | $509.50 | $651.14 | $1,382.78 | $0 | $10,350 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $543.88 | $695.08 | $1,476.10 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Bronce ampliado | $561.73 | $717.89 | $1,524.54 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $563.03 | $719.55 | $1,528.06 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Bronce ampliado | $563.51 | $720.16 | $1,529.35 | $0 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Bronce ampliado | $566.55 | $724.05 | $1,537.62 | $6,650 | $7,400 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronce ampliado | $570.55 | $729.16 | $1,548.47 | $6,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Bronce ampliado | $582.65 | $744.63 | $1,581.32 | $0 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Bronce ampliado | $594.99 | $760.40 | $1,614.80 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Bronce ampliado | $598.14 | $764.42 | $1,623.35 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Bronce ampliado | $604.45 | $772.49 | $1,640.48 | $0 | $9,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Bronce ampliado | $621.39 | $794.14 | $1,686.45 | $6,650 | $7,400 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Bronce ampliado | $621.49 | $794.26 | $1,686.72 | $7,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronce ampliado | $635.65 | $812.36 | $1,725.15 | $6,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Bronce ampliado | $671.77 | $858.52 | $1,823.18 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Bronce ampliado | $746.44 | $953.95 | $2,025.84 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Bronce ampliado | $753.04 | $962.39 | $2,043.75 | $6,650 | $7,400 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronce ampliado | $758.48 | $969.34 | $2,058.51 | $6,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Bronce ampliado | $792.24 | $1,012.48 | $2,150.14 | $0 | $9,900 |
| Ambetter Health | Standard Gold | Oro | $545.47 | $697.10 | $1,480.38 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold | Oro | $557.28 | $712.19 | $1,512.44 | $800 | $7,250 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Oro | $560.23 | $715.96 | $1,520.44 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Oro | $572.36 | $731.46 | $1,553.36 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Oro | $575.90 | $735.99 | $1,562.98 | $1,450 | $7,500 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Oro | $591.49 | $755.91 | $1,605.26 | $1,450 | $7,500 |
| Molina Healthcare | Molina Gold Enhanced 895 | Oro | $591.77 | $756.28 | $1,606.07 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 | Oro | $592.20 | $756.83 | $1,607.24 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 895 Pluswith Adult Vision | Oro | $594.92 | $760.31 | $1,614.61 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Oro | $595.39 | $760.91 | $1,615.88 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Oro | $606.00 | $774.47 | $1,644.69 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Oro | $606.46 | $775.06 | $1,645.94 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Standard | Oro | $619.52 | $791.74 | $1,681.37 | $2,000 | $8,200 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $641.37 | $819.67 | $1,740.68 | $800 | $9,000 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $647.67 | $827.72 | $1,757.78 | $800 | $9,000 |
| Wellpoint | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Oro | $654.53 | $836.49 | $1,776.39 | $2,000 | $8,200 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Oro | $655.46 | $837.68 | $1,778.92 | $1,400 | $5,000 |
| UnitedHealthcare | UHC Gold Standard | Oro | $785.40 | $1,003.74 | $2,131.57 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Oro | $792.17 | $1,012.40 | $2,149.96 | $0 | $10,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Oro | $806.58 | $1,030.81 | $2,189.06 | $500 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Oro | $815.89 | $1,042.71 | $2,214.33 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Oro | $825.73 | $1,055.28 | $2,241.03 | $500 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Oro | $835.20 | $1,067.39 | $2,266.73 | $1,500 | $6,450 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Oro | $857.23 | $1,095.54 | $2,326.52 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Oro | $860.40 | $1,099.59 | $2,335.13 | $0 | $6,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Oro | $925.80 | $1,183.17 | $2,512.62 | $2,000 | $8,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Oro | $948.60 | $1,212.31 | $2,574.50 | $1,500 | $6,450 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Oro | $981.90 | $1,254.87 | $2,664.88 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Oro | $1,222.29 | $1,562.09 | $3,317.30 | $2,000 | $8,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Oro | $1,251.34 | $1,599.21 | $3,396.14 | $1,500 | $6,450 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Oro | $1,285.33 | $1,642.65 | $3,488.39 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platino | $1,068.75 | $1,365.86 | $2,900.59 | $1,000 | $4,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platino | $1,098.40 | $1,403.76 | $2,981.06 | $0 | $2,525 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platino | $1,144.70 | $1,462.93 | $3,106.72 | $0 | $5,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platino | $1,158.55 | $1,480.63 | $3,144.30 | $1,000 | $4,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platino | $1,202.64 | $1,536.97 | $3,263.96 | $0 | $2,525 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platino | $1,260.33 | $1,610.70 | $3,420.54 | $0 | $5,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platino | $1,623.31 | $2,074.59 | $4,405.66 | $1,000 | $4,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platino | $1,670.07 | $2,134.35 | $4,532.57 | $0 | $2,525 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platino | $1,740.19 | $2,223.96 | $4,722.88 | $0 | $5,200 |
| Ambetter Health | Clarity Silver | Plata | $522.56 | $667.81 | $1,418.19 | $8,000 | $8,400 |
| Ambetter Health | Standard Silver | Plata | $557.38 | $712.31 | $1,512.69 | $6,000 | $8,900 |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Plata | $559.40 | $714.92 | $1,518.22 | $7,000 | $10,150 |
| Molina Healthcare | Molina Silver Core | Plata | $563.69 | $720.40 | $1,529.86 | $6,000 | $8,990 |
| Ambetter Health | Focused Silver | Plata | $564.10 | $720.90 | $1,530.93 | $6,300 | $8,400 |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Plata | $566.84 | $724.42 | $1,538.40 | $6,000 | $8,990 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Plata | $572.46 | $731.59 | $1,553.62 | $6,000 | $8,900 |
| Ambetter Health | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $573.44 | $732.84 | $1,556.28 | $5,000 | $8,650 |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Plata | $577.93 | $738.59 | $1,568.50 | $6,000 | $8,990 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Plata | $579.36 | $740.41 | $1,572.35 | $6,300 | $8,400 |
| Molina Healthcare | Molina Silver Standard | Plata | $582.90 | $744.94 | $1,581.99 | $6,000 | $8,900 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $586.19 | $749.15 | $1,590.92 | $3,500 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $588.55 | $752.17 | $1,597.32 | $1,850 | $9,100 |
| Ambetter Health | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $588.95 | $752.66 | $1,598.38 | $5,000 | $8,650 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Plata | $594.80 | $760.15 | $1,614.29 | $3,500 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Plata | $599.02 | $765.55 | $1,625.74 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Plata | $686.98 | $877.96 | $1,864.46 | $4,500 | $9,900 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Plata | $706.13 | $902.43 | $1,916.43 | $4,500 | $9,900 |
| UnitedHealthcare | UHC Silver Standard- | Plata | $721.62 | $922.23 | $1,958.48 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard | Plata | $721.70 | $922.33 | $1,958.69 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1443 ($10 Labs / Rewards) | Plata | $725.50 | $927.19 | $1,969.01 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Plata | $728.70 | $931.28 | $1,977.69 | $4,000 | $8,100 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Plata | $731.29 | $934.59 | $1,984.71 | $2,700 | $10,350 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Plata | $735.09 | $939.45 | $1,995.03 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Plata | $737.53 | $942.56 | $2,001.66 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Plata | $740.85 | $946.80 | $2,010.66 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Plata | $745.86 | $953.21 | $2,024.26 | $3,125 | $8,100 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Plata | $750.43 | $959.06 | $2,036.68 | $2,700 | $10,350 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Plata | $810.04 | $1,035.23 | $2,198.45 | $4,000 | $8,100 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Plata | $837.35 | $1,070.13 | $2,272.57 | $6,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Plata | $848.13 | $1,083.91 | $2,301.82 | $3,125 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Plata | $1,163.04 | $1,486.37 | $3,156.49 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Plata | $1,242.24 | $1,587.58 | $3,371.44 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Plata | $1,256.65 | $1,606.00 | $3,410.55 | $3,125 | $8,100 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.