Planes del Mercado de Seguros Médicos de la ACA en el condado de Kent, Delaware (2026)
El condado de Kent, Delaware, tiene 40 planes del Mercado de Seguros Médicos de la ACA de 3 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $468 a $1,020 y un plan de referencia (el segundo plan Plata de menor costo) de $692 al mes. Planes de 2027 para el condado de Kent ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronce | $424.36 | $542.33 | $1,151.71 | $10,600 | $10,600 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrófico | $366.09 | $467.86 | $993.57 | $10,600 | $10,600 |
| Ambetter Health of Delaware | Everyday Bronze | Bronce ampliado | $437.14 | $558.65 | $1,186.37 | $8,450 | $10,150 |
| Ambetter Health of Delaware | Standard Expanded Bronze | Bronce ampliado | $438.79 | $560.77 | $1,190.86 | $7,500 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Bronce ampliado | $450.42 | $575.64 | $1,222.44 | $7,500 | $10,000 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 9200 | Bronce ampliado | $452.43 | $578.21 | $1,227.90 | $9,200 | $9,200 |
| Ambetter Health of Delaware | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $453.85 | $580.01 | $1,231.73 | $8,450 | $10,150 |
| Ambetter Health of Delaware | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $455.57 | $582.21 | $1,236.39 | $7,500 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Bronce ampliado | $459.46 | $587.19 | $1,246.97 | $3,850 | $10,600 |
| Ambetter Health of Delaware | Principal Bronze HSA | Bronce ampliado | $465.47 | $594.86 | $1,263.26 | $5,200 | $8,050 |
| Ambetter Health of Delaware | Principal Bronze HSA + Vision + Adult Dental | Bronce ampliado | $483.27 | $617.60 | $1,311.56 | $5,200 | $8,050 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Bronze 7500 | Bronce ampliado | $488.74 | $624.61 | $1,326.44 | $7,500 | $10,000 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 3800 | Bronce ampliado | $493.88 | $631.18 | $1,340.39 | $3,800 | $9,900 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision | Bronce ampliado | $510.07 | $651.87 | $1,384.33 | $3,800 | $9,900 |
| Ambetter Health of Delaware | Clear Gold | Oro | $569.03 | $727.21 | $1,544.33 | $1,200 | $9,150 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Oro | $577.81 | $738.43 | $1,568.15 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Standard Gold | Oro | $583.42 | $745.60 | $1,583.38 | $2,000 | $8,300 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Gold 2000 | Oro | $585.23 | $747.92 | $1,588.31 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Clear Gold + Vision + Adult Dental | Oro | $590.79 | $755.02 | $1,603.38 | $1,200 | $9,150 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 1700 HSA | Oro | $594.71 | $760.04 | $1,614.04 | $1,700 | $7,100 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Oro | $598.58 | $764.98 | $1,624.53 | $950 | $8,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision | Oro | $601.42 | $768.61 | $1,632.25 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Standard Gold + Vision + Adult Dental | Oro | $605.73 | $774.11 | $1,643.92 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Complete Gold | Oro | $611.02 | $780.87 | $1,658.27 | $1,450 | $7,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 0 | Oro | $625.93 | $799.94 | $1,698.77 | $0 | $7,500 |
| Ambetter Health of Delaware | Complete Gold + Vision + Adult Dental | Oro | $634.38 | $810.72 | $1,721.68 | $1,450 | $7,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 0 + Adult Dental and Vision | Oro | $642.13 | $820.64 | $1,742.74 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision | Oro | $652.03 | $833.29 | $1,769.61 | $0 | $7,000 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Platinum 0 | Platino | $794.18 | $1,014.96 | $2,155.40 | $0 | $5,300 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision | Platino | $798.48 | $1,020.46 | $2,167.07 | $0 | $5,000 |
| Ambetter Health of Delaware | Standard Silver | Plata | $536.18 | $685.23 | $1,455.17 | $6,000 | $8,900 |
| Ambetter Health of Delaware | Focused Silver | Plata | $541.25 | $691.70 | $1,468.92 | $6,300 | $8,400 |
| Ambetter Health of Delaware | Focused Silver + Vision + Adult Dental | Plata | $561.94 | $718.15 | $1,525.09 | $6,300 | $8,400 |
| Ambetter Health of Delaware | Elite Silver | Plata | $576.13 | $736.29 | $1,563.60 | $0 | $8,350 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Plata | $595.09 | $760.52 | $1,615.06 | $6,000 | $8,900 |
| Ambetter Health of Delaware | Elite Silver + Vision + Adult Dental | Plata | $598.16 | $764.44 | $1,623.38 | $0 | $8,350 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Plata | $599.11 | $765.66 | $1,625.97 | $6,100 | $9,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Plata | $599.74 | $766.47 | $1,627.69 | $400 | $10,200 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Silver 6000 | Plata | $630.00 | $805.14 | $1,709.82 | $6,000 | $8,900 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision | Plata | $698.93 | $893.23 | $1,896.90 | $0 | $9,700 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.