Planes del Mercado de Seguros Médicos de la ACA en el condado de Santa Cruz, Arizona (2026)
El condado de Santa Cruz, Arizona, tiene 62 planes del Mercado de Seguros Médicos de la ACA de 5 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $375 a $849 y un plan de referencia (el segundo plan Plata de menor costo) de $449 al mes. Planes de 2027 para el condado de Santa Cruz ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Actualizado el 23 de julio de 2026 · Responsable editorial: Jason Burns, Responsable editorial
Agente con licencia responsable: Heather Fabrizio, con licencia en Arizona (Licencia n.º 20983651)
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronce | $347.38 | $443.96 | $942.80 | $10,600 | $10,600 |
| Imperial Insurance Companies, Inc. | Imperial Standard Bronze | Bronce ampliado | $293.55 | $375.16 | $796.69 | $7,500 | $10,000 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronce ampliado | $303.19 | $387.46 | $822.83 | $9,000 | $10,600 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronce ampliado | $317.99 | $406.38 | $863.00 | $7,500 | $10,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes | Bronce ampliado | $323.37 | $413.26 | $877.60 | $5,500 | $10,150 |
| Oscar Health Plan, Inc. | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronce ampliado | $324.29 | $414.43 | $880.09 | $5,500 | $10,150 |
| Oscar Health Plan, Inc. | Bronze Simple Chronic Care CKM | Bronce ampliado | $329.64 | $421.27 | $894.63 | $5,500 | $10,150 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronce ampliado | $340.65 | $435.34 | $924.50 | $0 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard | Bronce ampliado | $365.72 | $467.39 | $992.56 | $7,500 | $10,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze | Bronce ampliado | $367.04 | $469.07 | $996.14 | $8,450 | $10,150 |
| Ambetter from Arizona Complete Health | Standard Expanded Bronze | Bronce ampliado | $368.57 | $471.04 | $1,000.31 | $7,500 | $10,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $376.65 | $481.35 | $1,022.22 | $8,450 | $10,150 |
| Ambetter from Arizona Complete Health | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $378.22 | $483.37 | $1,026.50 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Bronce ampliado | $380.45 | $486.22 | $1,032.55 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Bronce ampliado | $385.00 | $492.03 | $1,044.90 | $0 | $10,600 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA | Bronce ampliado | $398.50 | $509.28 | $1,081.52 | $7,250 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Bronce ampliado | $399.74 | $510.87 | $1,084.89 | $0 | $10,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) | Bronce ampliado | $400.13 | $511.36 | $1,085.93 | $10,150 | $10,150 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA + Vision + Adult Dental | Bronce ampliado | $408.93 | $522.61 | $1,109.83 | $7,250 | $7,250 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Bronze Focus | Bronce ampliado | $426.72 | $545.34 | $1,158.10 | $7,500 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Portfolio Bronze HSA Focus | Bronce ampliado | $476.84 | $609.41 | $1,294.15 | $7,100 | $7,100 |
| Imperial Insurance Companies, Inc. | Imperial Standard Gold | Oro | $403.88 | $516.16 | $1,096.14 | $2,000 | $8,200 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Oro | $409.26 | $523.04 | $1,110.74 | $1,000 | $8,000 |
| Oscar Health Plan, Inc. | Gold Simple | Oro | $422.76 | $540.27 | $1,147.34 | $3,300 | $9,950 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Oro | $425.59 | $543.89 | $1,155.02 | $2,000 | $8,200 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes | Oro | $427.77 | $546.67 | $1,160.93 | $2,000 | $9,800 |
| Oscar Health Plan, Inc. | Gold Classic | Oro | $431.44 | $551.37 | $1,170.91 | $3,500 | $7,750 |
| Ambetter from Arizona Complete Health | Standard Gold | Oro | $487.74 | $623.33 | $1,323.73 | $2,000 | $8,200 |
| Ambetter from Arizona Complete Health | Standard Gold + Vision + Adult Dental | Oro | $500.51 | $639.65 | $1,358.39 | $2,000 | $8,200 |
| Ambetter from Arizona Complete Health | Complete Gold | Oro | $508.66 | $650.07 | $1,380.51 | $1,450 | $7,500 |
| Ambetter from Arizona Complete Health | Complete Gold + Vision + Adult Dental | Oro | $521.98 | $667.09 | $1,416.65 | $1,450 | $7,500 |
| UnitedHealthcare | UHC Gold Standard | Oro | $532.49 | $680.52 | $1,445.18 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Oro | $539.26 | $689.17 | $1,463.54 | $1,250 | $8,000 |
| Ambetter from Arizona Complete Health | Elite Gold | Oro | $549.15 | $701.81 | $1,490.39 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) | Oro | $553.99 | $708.00 | $1,503.53 | $1,250 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Oro | $554.29 | $708.38 | $1,504.33 | $0 | $7,800 |
| Ambetter from Arizona Complete Health | Elite Gold + Vision + Adult Dental | Oro | $563.52 | $720.18 | $1,529.41 | $0 | $6,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) | Oro | $630.63 | $805.94 | $1,711.52 | $4,800 | $4,800 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) | Oro | $649.74 | $830.37 | $1,763.39 | $1,475 | $8,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Gold Focus | Oro | $663.96 | $848.54 | $1,801.99 | $2,000 | $8,200 |
| Imperial Insurance Companies, Inc. | Imperial Standard Silver | Plata | $342.53 | $437.75 | $929.62 | $6,000 | $8,900 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Plata | $351.28 | $448.94 | $953.37 | $7,500 | $9,500 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Plata | $383.86 | $490.56 | $1,041.78 | $5,750 | $9,400 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Plata | $384.23 | $491.03 | $1,042.76 | $6,000 | $8,900 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Plata | $389.69 | $498.01 | $1,057.60 | $6,500 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue ACA StandardHealth Silver with Health Choice | Plata | $391.82 | $500.75 | $1,063.40 | $6,000 | $8,900 |
| Oscar Health Plan, Inc. | Silver Simple Chronic Care CKM | Plata | $393.12 | $502.39 | $1,066.90 | $5,900 | $10,150 |
| Oscar Health Plan, Inc. | Silver Simple Specialist Saver with COPD | Plata | $393.75 | $503.19 | $1,068.60 | $6,500 | $9,600 |
| Oscar Health Plan, Inc. | Silver Simple Women's Health with Menopause Benefits | Plata | $395.05 | $504.86 | $1,072.13 | $6,000 | $10,150 |
| Oscar Health Plan, Inc. | Silver Elite Saver Plus | Plata | $415.38 | $530.85 | $1,127.32 | $0 | $8,500 |
| Ambetter from Arizona Complete Health | Standard Silver | Plata | $446.08 | $570.09 | $1,210.66 | $6,000 | $8,900 |
| Ambetter from Arizona Complete Health | Complete Silver | Plata | $450.92 | $576.28 | $1,223.80 | $5,950 | $8,850 |
| UnitedHealthcare | UHC Silver Standard | Plata | $456.03 | $582.81 | $1,237.67 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Plata | $457.18 | $584.28 | $1,240.79 | $4,500 | $10,150 |
| Ambetter from Arizona Complete Health | Standard Silver + Vision + Adult Dental | Plata | $457.76 | $585.02 | $1,242.36 | $6,000 | $8,900 |
| Ambetter from Arizona Complete Health | Complete Silver + Vision + Adult Dental | Plata | $462.73 | $591.36 | $1,255.84 | $5,950 | $8,850 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Plata | $468.25 | $598.42 | $1,270.83 | $0 | $10,600 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Plata | $471.76 | $602.91 | $1,280.36 | $4,500 | $10,150 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Plata | $482.83 | $617.06 | $1,310.40 | $0 | $10,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) | Plata | $527.59 | $674.26 | $1,431.88 | $7,200 | $7,200 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Silver Focus | Plata | $537.39 | $686.78 | $1,458.46 | $6,000 | $8,900 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit) | Plata | $542.75 | $693.64 | $1,473.03 | $7,500 | $9,200 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.