Planes del Mercado de Seguros Médicos de la ACA en el condado de Pickens, Alabama (2026)
El condado de Pickens, Alabama, tiene 43 planes del Mercado de Seguros Médicos de la ACA de 3 aseguradoras en 2026, con primas mensuales para una persona de 40 años de $417 a $892 y un plan de referencia (el segundo plan Plata de menor costo) de $639 al mes. Planes de 2027 para el condado de Pickens ya están disponibles: para compararlos e inscribirse, sin costo para usted, llame a United Enrollment Services al 1-866-569-7273.
Tabla de planes
| Aseguradora | Plan | Nivel de metal | 21 años | 40 años | 60 años | Deducible | Máximo de gastos de bolsillo |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronce | $345.11 | $441.05 | $936.63 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrófico | $326.66 | $417.47 | $886.56 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronce ampliado | $356.64 | $455.79 | $967.93 | $8,500 | $10,600 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronce ampliado | $359.32 | $459.21 | $975.19 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Bronce ampliado | $365.62 | $467.27 | $992.30 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Bronce ampliado | $380.13 | $485.80 | $1,031.67 | $7,500 | $10,000 |
| Ambetter of Alabama | Everyday Bronze | Bronce ampliado | $382.05 | $488.25 | $1,036.87 | $8,450 | $10,150 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronce ampliado | $382.38 | $488.68 | $1,037.77 | $0 | $10,600 |
| Ambetter of Alabama | Standard Expanded Bronze | Bronce ampliado | $382.44 | $488.75 | $1,037.93 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronce ampliado | $389.05 | $497.21 | $1,055.88 | $7,200 | $7,200 |
| Ambetter of Alabama | Everyday Bronze + Vision + Adult Dental | Bronce ampliado | $397.59 | $508.10 | $1,079.03 | $8,450 | $10,150 |
| Ambetter of Alabama | Standard Expanded Bronze + Vision + Adult Dental | Bronce ampliado | $397.99 | $508.62 | $1,080.13 | $7,500 | $10,000 |
| Ambetter of Alabama | Elite Bronze | Bronce ampliado | $441.12 | $563.74 | $1,197.17 | $0 | $10,500 |
| Ambetter of Alabama | Elite Bronze + Vision + Adult Dental | Bronce ampliado | $459.05 | $586.66 | $1,245.84 | $0 | $10,500 |
| Ambetter of Alabama | Standard Gold | Oro | $517.14 | $660.89 | $1,403.50 | $2,000 | $8,200 |
| Ambetter of Alabama | Standard Gold + Vision + Adult Dental | Oro | $538.17 | $687.77 | $1,460.56 | $2,000 | $8,200 |
| Ambetter of Alabama | Complete Gold | Oro | $545.57 | $697.22 | $1,480.64 | $1,450 | $7,500 |
| Ambetter of Alabama | Complete Gold + Vision + Adult Dental | Oro | $567.75 | $725.57 | $1,540.84 | $1,450 | $7,500 |
| Ambetter of Alabama | Elite Gold | Oro | $595.61 | $761.17 | $1,616.45 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Oro | $619.16 | $791.29 | $1,680.40 | $2,000 | $8,200 |
| Ambetter of Alabama | Elite Gold + Vision + Adult Dental | Oro | $619.82 | $792.12 | $1,682.18 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $621.50 | $794.27 | $1,686.74 | $750 | $8,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Oro | $632.60 | $808.46 | $1,716.87 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Oro | $636.67 | $813.66 | $1,727.91 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Oro | $639.47 | $817.25 | $1,735.53 | $0 | $7,000 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Oro | $664.38 | $849.08 | $1,803.14 | $850 | $6,000 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Oro | $698.20 | $892.30 | $1,894.91 | $750 | $6,000 |
| Ambetter of Alabama | Standard Silver | Plata | $495.88 | $633.72 | $1,345.79 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Plata | $500.32 | $639.41 | $1,357.88 | $3,500 | $9,450 |
| Ambetter of Alabama | Focused Silver | Plata | $501.61 | $641.05 | $1,361.35 | $6,300 | $8,400 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver with $0 Drug Options | Plata | $511.13 | $653.21 | $1,387.19 | $5,000 | $8,650 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Plata | $513.07 | $655.70 | $1,392.48 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Plata | $514.44 | $657.46 | $1,396.19 | $5,000 | $10,600 |
| Ambetter of Alabama | Standard Silver + Vision + Adult Dental | Plata | $516.04 | $659.49 | $1,400.51 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Plata | $518.25 | $662.33 | $1,406.54 | $6,000 | $8,900 |
| Ambetter of Alabama | Focused Silver + Vision + Adult Dental | Plata | $522.01 | $667.11 | $1,416.70 | $6,300 | $8,400 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Plata | $531.91 | $679.77 | $1,443.59 | $5,000 | $8,650 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Plata | $561.49 | $717.58 | $1,523.88 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Plata | $564.21 | $721.06 | $1,531.26 | $3,500 | $8,900 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Plata | $569.65 | $728.01 | $1,546.02 | $0 | $10,150 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Plata | $574.66 | $734.41 | $1,559.62 | $3,700 | $10,600 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $578.71 | $739.59 | $1,570.62 | $3,500 | $8,900 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Plata | $584.15 | $746.55 | $1,585.39 | $0 | $10,150 |
Reducciones de costos compartidos (CSR)
Los planes Plata de este condado tienen los costos compartidos estándar que se muestran arriba. Si los ingresos de su hogar están entre el 100% y el 250% del nivel federal de pobreza, HealthCare.gov aplica automáticamente variantes de los planes Plata con reducciones de costos compartidos (CSR) que bajan los deducibles, los copagos y el máximo anual de gastos de bolsillo; el nombre del plan no cambia, pero sí las cifras de su Resumen de Beneficios.
Contexto de los subsidios para 2026
Los créditos tributarios ampliados para la prima de la American Rescue Plan Act y la Inflation Reduction Act vencieron el 31 de diciembre de 2025, por lo que en el año del plan 2026 vuelve la estructura de subsidios de la ACA anterior a 2021: los hogares con ingresos superiores al 400% del nivel federal de pobreza no reciben crédito tributario para la prima, y los hogares de menores ingresos pagan una parte mayor de la prima del plan de referencia (consulte el informe del Congressional Research Service R48290 y el seguimiento de primas 2026 de KFF). Estas cifras describen las reglas; nada en esta página es una recomendación.
Fuentes
- PY2026 QHP Landscape, Individual Market Medical — archivo de uso público de CMS, publicado en mayo de 2026. Todas las cifras de planes, primas, deducibles y gastos de bolsillo de esta página provienen de este archivo.
- HealthCare.gov — Mercado de Seguros Médicos federal oficial donde se venden estos planes.